About Debtor Education

Springboard offers EOUST-approved More Than Money Debtor Education Program (Approval does not endorse or assure the quality of an agency's services).

The More Than Money Debtor Education Program is geared to meet the two (2) hour debtor education requirements set forth by the Executive Office for U.S. Trustees (EOUST).

The 12-chapter instructional course covers the basics of Money Management, Budgeting and Proper Use of Credit as well as all other mandated topics per the EOUST.

The More Than Money Debtor Education Program is available to clients in three ways:

  1. Telephone Classes: The More Than Money course is taught by a certified counselor via the telephone and is two hours in length. Each client will be registered, mailed a handbook and given a unique pass code to call in. A computer or Internet access is not required. A certificate will be issued upon completion of the course. Click here for prices.

  2. Internet: The More Than Money course is taken via the Internet and is two hours in length. Each client must be registered and mailed instructions on how to access the online course. A computer and Internet access is required. A certificate will be issued upon completion of the course. Click here for prices.

  3. Classroom: (California locations only) The More Than Money course is taught by a certified counselor in a classroom setting and is two hours in length. Each client will be registered and must provide identification at time of attendance. A computer or Internet access is not required. A certificate will be issued upon completion of the course. Click here for prices.

The combination of The More Than Money Debtor Education Program provided through Springboard and the on-going support of our trained and certified credit counselors provides the client with their best chance to understand their situation, correct it, and, ultimately, better able to manage debt in the future.

Note: The More Than Money course is now available in Spanish and will be supported by Spanish speaking counselors.

If you would like information about our counseling, click here or call 1-888-4BK-FILE (425-3453).


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