There are many commercials and websites promising free credit reports and allowing people to access a credit score for free. Not all of these offers are legitimate; many “free” credit… read more →
It’s difficult to get exact answers to this important question. Every expert, credit bureau, and loan officer has a different opinion as to where the threshold between good and poor credit lies.
In addition, “good” can be a relative term. Do we mean “good” as in excellent, or “good” as in “good enough”?