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When was the last time you checked your credit score? Your credit score describes how well you can manage debt and is used by banks to rate how risky you are to loan money to. An excellent credit score can save you thousands of dollars of interest over time, while a poor credit score can prevent you from getting loans or credit cards. Understanding credit and what can affect your score is the first step to building an excellent credit score.
Source: BillShrink.com
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