- Personal Finance Blog
- FIT AcademyPower of Pay Check Planning Instructor: Michelle Mealey Learn time-tested strategies to budget, manage and prioritize your paycheck. Take the Course Identity Theft Prevention Instructor: Lori Lamb Tips to protect you from identity thieves and restore your name if you’re a victim. Take the Course Understanding Your Credit Report Instructor: Sheri Stuart A comprehensive breakdown of the credit report and score system. Take the Course Tips for Borrowing Money Produced by: Common Craft This video teaches you the risks and benefits of borrowing money from banks. View the Video Tips for Saving Money Produced by: Common Craftt This video teaches you how to earn and save money from compound interest. View the Video Tips for Investing Money Produced by: Common Craft This video breakdowns the process of investing money and it’s risk factors. View the Video
- DownloadsFree Guides and Materials: Road Map to Financial Freedom This workshop helps you take the first steps on your journey to financial freedom with Springboard through the use of a Debt Management Plan to consolidate and pay back unsecured debt. Download the Road Map to Financial Freedom guide or view it online. The Wise Use of Credit You have credit or need to establish credit —now what? Managing your credit responsibly helps build a solid foundation for your financial future. Download the Wise Use of Credit guide or view it online. Preserving Homeownership and Foreclosure Prevention Information and resources so you will know what action steps to take and what options are available if your mortgage becomes delinquent, you are facing foreclosure, or you are facing a mortgage interest reset which you can no longer afford once adjusted. Download the Preserving Homeownership and Foreclosure Prevention guide or view it online. Couples and Money This seminar helps couples communicate about money matters, offers money and budget saving tips, and helps couples develop a spending plan for their future goals. Download the Couples and Money guide or view it online. Raising a Money Smart Child A parent’s guide to providing children with…
- CalculatorsCalculators for all your personal finance needs Explore your own financial information in greater detail by using these powerful tools for forecasting and assessing your financial choices. During the process, you might discover expenses you can eliminate or more effective ways to manage your money.Allowance Comparison Auto Loan Payment Back-to-School Budgeting Budgeting for a Baby Building an Education Fund Cost of Credit Emergency Fund Entertainment Planner How Much Car Can You Afford? How Much House Can You Afford?How Much Will College Cost? How Much Will My Bonus Net After Taxes? How Much Will My Loan Cost? How Will My Savings Grow? Inflation Impact on Retirement Mortgage Payment Mortgage Refinancing My Bonus After Taxes Needs-Based Allowance Pay Down Debt or Invest?Repaying Student Loans Retirement Fund Rework Your Budget Salary Conversion Save a Million Saving for a Goal Travel Budgeting Your Holiday BudgetCalculators by CategoryAuto Determine how much you’re willing and able to spend on a car and how much your payments will be before heading to the dealership. Auto Loan Payment How Much Car Can You Afford?Budgets and Goals Knowing where your money…
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Credit.org Personal Finance Blog
Let Your Bank Help You Save Money
Whatever financial institution you use for your savings accounts, chances are they offer some kind of special program to help you build your savings. Most of the big retail banks have competing programs designed to help you grow your savings with them. Wells Fargo has …
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5 articles to inspire your savings
From around the web, here are five articles that offer tips and strategies to help you save: 10 Money-Saving Strategies From Yahoo’s Shine, this article by CNBC’s Jessica Naziri offers 10 strategies for saving money on things ranging from insurance to bulk buying. There’s also …
3 Easy Steps to Start Saving
This year’s theme for America Saves Week is “Set a Goal. Make a Plan. Save Automatically.” It’s more than just a theme, though. It’s a simple set of instructions to help you save successfully. Step 1: Set a goal Before you set out to save, …
5 Savings Strategies
As America Saves Week continues, We’d like to highlight these five “strategies to saving” courtesy of AmericaSaves.org: Pay off high-cost debt Chances are your debt is costing you more in interest than a savings account would earn. So the best step you can take toward …
America Saves Week Begins Today
This year, February 19-26 is America Saves Week. Springboard is proud to once again be a partner organization in this effort. What is America Saves Week? America Saves week is a social media campaign that occurs annually to encourage better saving habits among all Americans. …
Shopping for Valentine’s Day Gifts
Cupid will likely try to convince shoppers to put their good financial judgment aside this Valentine’s Day, and instead don heart-shaped financial blinders when shopping for that special gift. The National Retail Federation estimates that consumers will spend $17.6 billion during this one holiday, or …
FTC Recommends Credit Counseling for Consumers in Debt
The Federal Trade Commission recently offered advice for consumers who are “Knee Deep in Debt.” Among their recommendations for financially struggling consumers are credit counseling and Debt Management Plans. Check out their “Facts for Consumers” advice at the FTC web site. Direct Link: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm …
4 Tax Time Tips for January
Many of us will be receiving our W-2 and 1099 forms at this time of year, so it’s possible to start thinking about preparing your tax return well before the April deadline. You may not want to focus on your taxes this soon in the …
How to Find Your Lost Money
You may not know it, but millions of Americans are owed money from long-forgotten government payments, stock sales, bank accounts, and other lost accounts. When the entities holding these funds can’t find the rightful recipients, they turn over the money to individual states, which hold …
The Basics of a Life Insurance Plan
Life insurance has no one-size-fits-all option. Singles with no dependents often need little or no coverage. But it can be an important purchase for people whose families depend on their income to cover daily living costs, mortgage repayment, college, retirement or other major expenses. According …
