Author Archive for: ‘CreditDotOrg’
7 Strategies to Build an Emergency Fund
We always stress the importance of having an emergency fund at the ready. Years ago, our standard advice was to have 3 months’ worth of income saved for an emergency, but these days, most people need at least 6 months’ income to weather a period …
“Make Cents” of Financial Literacy This Month
Since April was named Financial Literacy Month in 2007, Springboard has used the occasion every year to promote awareness of personal finance and money management issues. We’re offering “Making Cents of Financial Literacy” available as a free .pdf download. This 8-page guide is a quick …
National Consumer Protection Week is Under Way
This week is the 14th annual National Consumer Protection Week (NCPW). This is a joint effort of over 30 government agencies and 3rd-party consumer advocacy groups. During NCPW, these government agencies and other groups take time to raise consumer awareness of privacy issues and share …
Life After College Roadmap Infographic
College can be some of the best years of your life, but what happens after graduation? With the tough economy, increased costs of living and outsourcing of jobs, what’s a recent graduate to do? View full size infographic Source: Mint.com
Has Your Home Declined in Value? The Home Affordable Refinance Program (HARP) Can Help.
Many homeowners have continued to make their mortgage payments in full, even though their homes have lost value. In some cases, the property value has dropped so much that the homeowner now owes more than the home is worth. The Home Affordable Refinance Program (HARP) …
Saving During Tough Economic Times
Many consumers are on the ropes financially. This situation is perhaps hardest for those who feel as though they’ve done everything right. After all, the experts told us to: Buy a home, as it’s a great wealth-building tool; Invest in our retirement account, setting aside …
HUD’s Emergency Home Loan Program #infographic
Struggling homeowners in 27 states can get $50,000 from HUD’s Emergency Home Loan Program (EHLP). Apply today for $50,000 in forgivable mortgage assistance. You can even obtain a bridge loan to pay your mortgage, tax, and insurance bills for up to two years. Deadline for …
Take Charge of Your Finances [video]
George Chamberlin hosted a special edition of Money Matters on NBC 7/39 to discuss strategies for beginning the New Year taking charge of your finances. Guests on the show included Todd Emerson, President and Chief Executive Officer of Springboard.
Coping with the Credit Crunch [video]
George Chamberlin hosted a special edition of Money Matters on NBC 7/39 to discuss events of the recent credit crunch. Guests on the show included Melinda Opperman, counselor and Vice President of Community Outreach for Springboard. Melinda visited with George Chamberlin to talk about help …
How Much Does Identity Theft Cost? #infographic
In this infographic, created by Sam Franada of Lines & Moodswings for KGBPeople and based on data from Wikipedia, the I.D. Theft Center and other sources, we learn that 10% of Americans have had their identities stolen, and on average, each of those individuals lost …
