Author Archive for: ‘Carlos Vargas’
Personal Finance Advice From a Founding Father
The Art of Manliness recently featured a great article by Brett & Kate McKay, “8 Personal Finance Lessons from Benjamin Franklin.” The famously frugal author of “Poor Richard’s Almanac” offered some great financial advice: Understand The True Value of Things Be Self-Sufficient Invest in Yourself …
3 Easy Steps to Start Saving
This year’s theme for America Saves Week is “Set a Goal. Make a Plan. Save Automatically.” It’s more than just a theme, though. It’s a simple set of instructions to help you save successfully. Step 1: Set a goal Before you set out to save, …
Resolve to Save in 2012 with America Saves Week
It’s time once again for New Year’s resolutions, and once again we want to urge everyone celebrating the start of another year to resolve to save money, pay down debt, and work toward financial freedom in the coming year.
Springboard is a participating organization in the national “America Saves Week”, which in 2011 takes place from February 20th through the 27th.
Identity Theft Prevention Guide, Part Eight
Make your computer passwords stronger While computer hacking is far from the most common way identity thieves operate, it’s still important to protect your identity online. Start by changing your online passwords to something that will offer strong protection of your data. First off, you’ll …
Identity Theft Prevention Guide, Part Two
As we’ve stressed before, Identity Theft is a broad category that includes a lot of different kinds of crime. You have to think about many different ways thieves strike and be on your guard against them in many different areas of your life. Here are …
Is Owning a Home Better Than Renting?
The question of whether it’s better to rent or own your place of residence is not one that can be answered definitively. The fact is, either option can be the right choice depending on one’s specific circumstances. Over the past few years of economic turmoil, …
Guide to Homeownership: 9- Maintaining Your Home
Making your mortgage payments on time every month isn’t the only obligation you have as a homeowner. In addition to taxes, insurance, utilities and other financial obligations, your home’s upkeep is also your responsibility. Former renters who are new to homeownership may be overwhelmed by …
Guide to Homeownership: 5- The Mortgage Loan Process
After you’ve agreed with the seller on a price, you should go back to your lender to secure your funding. If you followed our steps, you already got pre-qualified or pre-approved, so this isn’t the first time you’ve met with your lender. Your loan might …
Where to File Credit Card Complaints Online
We recently wrote about the Dodd-Frank Wall Street Reform and Consumer Protection Act, which includes new provisions to ensure that consumers will get access to their credit scores if they are denied credit or suffer other adverse affects due to their credit rating. The Dodd-Frank …
5 Easy Steps to Purchasing a New Home
Recent turmoil in the housing markets has forced many people to look at homeownership differently.
We believe in the goal of homeownership, and we think one key to preserving homeownership in the long run is to prepare properly in the first place.
