- Personal Finance Blog
- FIT AcademyPower of Pay Check Planning Instructor: Michelle Mealey Learn time-tested strategies to budget, manage and prioritize your paycheck. Take the Course Identity Theft Prevention Instructor: Lori Lamb Tips to protect you from identity thieves and restore your name if you’re a victim. Take the Course Understanding Your Credit Report Instructor: Sheri Stuart A comprehensive breakdown of the credit report and score system. Take the Course Tips for Borrowing Money Produced by: Common Craft This video teaches you the risks and benefits of borrowing money from banks. View the Video Tips for Saving Money Produced by: Common Craftt This video teaches you how to earn and save money from compound interest. View the Video Tips for Investing Money Produced by: Common Craft This video breakdowns the process of investing money and it’s risk factors. View the Video
- DownloadsFree Guides and Materials: Road Map to Financial Freedom This workshop helps you take the first steps on your journey to financial freedom with Springboard through the use of a Debt Management Plan to consolidate and pay back unsecured debt. Download the Road Map to Financial Freedom guide or view it online. The Wise Use of Credit You have credit or need to establish credit —now what? Managing your credit responsibly helps build a solid foundation for your financial future. Download the Wise Use of Credit guide or view it online. Preserving Homeownership and Foreclosure Prevention Information and resources so you will know what action steps to take and what options are available if your mortgage becomes delinquent, you are facing foreclosure, or you are facing a mortgage interest reset which you can no longer afford once adjusted. Download the Preserving Homeownership and Foreclosure Prevention guide or view it online. Couples and Money This seminar helps couples communicate about money matters, offers money and budget saving tips, and helps couples develop a spending plan for their future goals. Download the Couples and Money guide or view it online. Raising a Money Smart Child A parent’s guide to providing children with…
- CalculatorsCalculators for all your personal finance needs Explore your own financial information in greater detail by using these powerful tools for forecasting and assessing your financial choices. During the process, you might discover expenses you can eliminate or more effective ways to manage your money.Allowance Comparison Auto Loan Payment Back-to-School Budgeting Budgeting for a Baby Building an Education Fund Cost of Credit Emergency Fund Entertainment Planner How Much Car Can You Afford? How Much House Can You Afford?How Much Will College Cost? How Much Will My Bonus Net After Taxes? How Much Will My Loan Cost? How Will My Savings Grow? Inflation Impact on Retirement Mortgage Payment Mortgage Refinancing My Bonus After Taxes Needs-Based Allowance Pay Down Debt or Invest?Repaying Student Loans Retirement Fund Rework Your Budget Salary Conversion Save a Million Saving for a Goal Travel Budgeting Your Holiday BudgetCalculators by CategoryAuto Determine how much you’re willing and able to spend on a car and how much your payments will be before heading to the dealership. Auto Loan Payment How Much Car Can You Afford?Budgets and Goals Knowing where your money…
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Posts by ‘Lori Lamb’
FTC Recommends Credit Counseling for Consumers in Debt
The Federal Trade Commission recently offered advice for consumers who are “Knee Deep in Debt.” Among their recommendations for financially struggling consumers are credit counseling and Debt Management Plans. Check out their “Facts for Consumers” advice at the FTC web site. Direct Link: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm …
Holiday Shopping on a $20 Budget
Holiday shopping can be a budget-killer even in a good year. If you are eager to keep your spending under tight control, be proactive and try to establish a $20 budget. Set the limit Reach out to your friends and family early and ask them …
Identity Theft Prevention Guide, Part Seven
Should I put a security freeze on my credit report? One of the strongest tools a consumer can use to protect themselves against identity thieves is a security freeze. This will protect you from new fraudulent accounts being opened in your name. If you place …
Identity Theft Prevention Guide, Part Four
We’re back with one more round of common ways thieves gain access to your personal identifying info and how to prevent being a victim: Phishing. Thieves send fake emails that appear to be from your bank, credit union, or online services/merchants like PayPal. Those emails …
Guide to Homeownership: 10- Beware of Predatory Lenders
If you are considering homeownership, you should be aware of various scams that predatory lenders use to prey on people who are either attempting to get their first home loan, or who are trying to save their homes from foreclosure. Here are some posts to …
Guide to Homeownership: 6- Insurance for Your Home
Title Insurance One of the fees you’ll pay at the closing of your home loan is for title insurance. This insurance primarily protects the lender in case there are problems with liens or title disputes that affect the transfer of ownership. Usually the lender arranges …
Guide to Homeownership: 3- Getting Pre-Qualified for a Mortgage
Before shopping for a home, talk to a lender and get pre-qualified for a mortgage loan. A pre-qualification is a quick process; the lender will take your rough financial information and give you an estimate of what kind of loan you may get. The lender …
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Extreme Budgeting
Shopping for clothes, going out to dinner, catching a movie with friends, even getting a college degree. It’s easy to get into debt, but much harder to get out of it.
Should I Sign The Back of my Credit Card?
When it comes to signing the back of your card, you’ll get different answers depending on whom you talk to. Your credit card company requires you to sign your card for it to be valid.
Get a Free Credit Score if You Are Denied for Credit
If you apply for credit and are denied, you will now get your credit score as well as access to your report.
