Earlier this year, the Department of Education and the Treasury Department released the results of their third annual financial literacy challenge, a test administered to high school students throughout the… read more →
No-interest credit card offers are increasingly common these days, and while they may seem incredibly attractive, here are a few things to consider before rushing into one of these deals.… read more →
Topics surrounding money management – from spending habits, to budgeting and saving, can be tricky to talk to your spouse about – especially if you’re newly married. But ignoring the… read more →
People seeking credit counseling advice are often curious about cancelling credit cards. We’ve written frequently about how closing accounts isn’t necessarily good for your credit score, but once an account… read more →
We frequently stress the importance of setting financial goals, such as paying off your credit card debt. A key part of the budget our credit counseling sessions provide involves setting… read more →
Under the Fair Debt Collection Practices Act, debt collectors are required to identify themselves in any communication with a debtor. This rule prevents collection agents from tricking consumers into returning… read more →
Over half of Americans with credit cards don’t carry balances from month to month and are virtually debt free. The 46% of us who do carry balances should strive to… read more →
