Author Archive for: ‘Lori Lamb’
How Long Must Negative Credit Report Items Report For?
Accurate, negative information generally can be reported for seven years, but there are exceptions. According to the Fair Credit Reporting Act (FCRA), there is a statute of limitations for reporting. Negative entries on your credit report have different reporting limits. Typical retention periods are stated …
What Can I Dispute On My Credit Report?
Consumer credit reports can vary in the way they look and the order information is listed depending on which of the three major national credit-reporting bureaus provided the report. Consumers can obtain their free credit reports once every 12 months at www.annualcreditreport.com. If you believe …
Getting a Jump On Your Kids’ College Tuition
For new parents, the projections of what a college education will cost ten to fifteen years from now can be chilling. For those parents who can afford to put a little something away every month, getting a head start on those bills is a good idea.
Do You Know Your Credit Score?
Do you want the home of your dreams? Would you like a nice dependable car? If the answer is yes, you may want to take a look at your credit score before applying for credit to purchase these and other items. What IS a credit …
Where Can I Obtain My Free Credit Reports and Other Free Reports?
Now more than ever it is important for consumers to view their consumer credit reports. Identity theft is reported to be the fastest growing crime and the number one complaint filed with the Federal Trade Commission www.ftc.gov for the past five years. Many businesses are …
Why Pay Cash If You Can Barter?
This accumulation article written by Springboard Nonprofit informs you of some ideas about bartering for goods and services in order to save cash. A rising trend in business – a trend that individuals can copy and save lots of money personally– is the use of …
A Dollar Saved Adds Up to Big Money
This accumulation article written by Springboard Nonprofit informs you how small changes here and there can add up to big financial savings. For over 35 years we been providing advice on budgeting skills that, when followed, can save you a lot of money.
Buying a House is a Business Decision
This lifelong goals article written by Springboard Nonprofit informs you why buying a home is a business decision – not a personal decision. For most people, buying a house is the most important financial transaction they will ever participate in.
How To Deal With Foreclosure
This debt management article will help you deal with potentially losing your home through foreclosure. Possibly the most serious credit problem anyone can face is the potential loss of a home through foreclosure. Typically, this process starts once the payments are delinquent by three months.
Reasons Why You Should Discard Your Plastic
This article is for someone facing a potential financial crisis. It documents why you should discard your plastic if you are in this situation. Whether you face sudden job loss, small business failure, a medical emergency, or some other financial crisis, your first response should …
