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- FIT AcademyPower of Pay Check Planning Instructor: Michelle Mealey Learn time-tested strategies to budget, manage and prioritize your paycheck. Take the Course Identity Theft Prevention Instructor: Lori Lamb Tips to protect you from identity thieves and restore your name if you’re a victim. Take the Course Understanding Your Credit Report Instructor: Sheri Stuart A comprehensive breakdown of the credit report and score system. Take the Course Tips for Borrowing Money Produced by: Common Craft This video teaches you the risks and benefits of borrowing money from banks. View the Video Tips for Saving Money Produced by: Common Craftt This video teaches you how to earn and save money from compound interest. View the Video Tips for Investing Money Produced by: Common Craft This video breakdowns the process of investing money and it’s risk factors. View the Video
- DownloadsFree Guides and Materials: Road Map to Financial Freedom This workshop helps you take the first steps on your journey to financial freedom with Springboard through the use of a Debt Management Plan to consolidate and pay back unsecured debt. Download the Road Map to Financial Freedom guide or view it online. The Wise Use of Credit You have credit or need to establish credit —now what? Managing your credit responsibly helps build a solid foundation for your financial future. Download the Wise Use of Credit guide or view it online. Preserving Homeownership and Foreclosure Prevention Information and resources so you will know what action steps to take and what options are available if your mortgage becomes delinquent, you are facing foreclosure, or you are facing a mortgage interest reset which you can no longer afford once adjusted. Download the Preserving Homeownership and Foreclosure Prevention guide or view it online. Couples and Money This seminar helps couples communicate about money matters, offers money and budget saving tips, and helps couples develop a spending plan for their future goals. Download the Couples and Money guide or view it online. Raising a Money Smart Child A parent’s guide to providing children with…
- CalculatorsCalculators for all your personal finance needs Explore your own financial information in greater detail by using these powerful tools for forecasting and assessing your financial choices. During the process, you might discover expenses you can eliminate or more effective ways to manage your money.Allowance Comparison Auto Loan Payment Back-to-School Budgeting Budgeting for a Baby Building an Education Fund Cost of Credit Emergency Fund Entertainment Planner How Much Car Can You Afford? How Much House Can You Afford?How Much Will College Cost? How Much Will My Bonus Net After Taxes? How Much Will My Loan Cost? How Will My Savings Grow? Inflation Impact on Retirement Mortgage Payment Mortgage Refinancing My Bonus After Taxes Needs-Based Allowance Pay Down Debt or Invest?Repaying Student Loans Retirement Fund Rework Your Budget Salary Conversion Save a Million Saving for a Goal Travel Budgeting Your Holiday BudgetCalculators by CategoryAuto Determine how much you’re willing and able to spend on a car and how much your payments will be before heading to the dealership. Auto Loan Payment How Much Car Can You Afford?Budgets and Goals Knowing where your money…
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Posts by ‘Melinda Opperman’
4 Tax Time Tips for January
Many of us will be receiving our W-2 and 1099 forms at this time of year, so it’s possible to start thinking about preparing your tax return well before the April deadline. You may not want to focus on your taxes this soon in the …
Improve Your Knowledge to Make Your New Year’s Goals a Reality
At Springboard we’re big believers in New Year’s resolutions. While there is no bad time to decide to tackle your personal financial situation, start of a new year is a natural time to take a fresh look inward and make improvements to your life. When …
Don’t Get Scammed this Holiday Season
Use Trusted Websites When Shopping Online Beware of fly-by-night websites and suspicious items on online auction sites. If a deal seems too good to be true, it may be; check out any retailer before you make a purchase. Also beware of individuals selling high-end items like electronic devices. The news …
New Changes to Home Affordable Refinance Program (HARP 2.0)
Homeowners who have faced declining property values may be able to refinance their mortgages through the Home Affordable Refinance Program (HARP). HARP allows borrowers who qualify to refinance into a more stable and affordable mortgage. Newly announced rules will allow more borrowers than ever to …
Thank You, Veterans, For Your Service
In honor of Veterans’ Day, Springboard would like to take this opportunity to thank all of our service members, both active and retired, and your families for your service to our country. We also wanted to take this opportunity to let all servicemen and women …
Identity Theft Prevention Guide, Part Three
More Ways Thieves Strike and How to Thwart Them As promised in our last post, here are some more common ways thieves gain access to your personal identifying info and how to prevent being a victim: Stealing from your home.These days, burglars don’t just steal …
Poll Reveals One in Four Americans Would Not Inform Spouse of Financial Difficulties
The National Foundation for Credit Counseling (NFCC) September online poll revealed that twenty-four percent of more than 1,400 respondents would not tell their spouse if experiencing financial difficulties. Reasons given for withholding the information included the fear that it would worry the spouse (nine percent); …
Financial Literacy Includes Planning for the Future
At Springboard we promote financial literacy and education. Our credit, debt and budget counseling service is designed to help people who are struggling with too much revolving credit debt. That means a lot of our financial education materials focus on helping people repay debts, create …
Identity Theft Thieves Prey On Consumers in Many Ways
Reports about identity theft tend to focus on the theft of credit information, but that’s just one form of ID theft. There are other ways identity thieves prey on consumers that everyone should be aware of. Credit card fraud This common type of identity theft …
Avoid Defaulting on Your Student Loans
Student loans have become very popular over the years, and they provide a great way for anyone to get a college education when they are young and pay for it after they begin their career. Unfortunately, student loans have gotten larger and larger, to the …
