Author Archive for: ‘Melinda Opperman’
Recent Poll Indicates Americans Eager to Improve Credit Score
According to a March 2012 poll hosted on the National Foundation for Credit Counseling (NFCC) website, a strong majority of consumers, 56 percent, selected “improving my credit score” as the personal finance area in which they needed the most help. “What consumers continually fail to …
Be Aware of the Payroll Tax Cut’s Impact on Your Paycheck
As Congress continues to debate extending the payroll tax cut, they may want to review the results of the National Foundation for Credit Counseling (NFCC) January online poll to determine if the objective of the tax cut is being realized. The overwhelming majority of close …
Becoming a Homeowner in 2012 is Within Your Reach
According to a recent poll hosted on the National Foundation for Credit Counseling (NFCC) website, www.DebtAdvice.org, the American dream of homeownership is alive and well. When asked what they were most anxious to do if their financial situation were to improve, more than half, 51 …
Teach Your Kids to Save With a Custodial Account
As America Saves Week draws to a close, we encourage you to think ahead, not just to next year, but to your kids’ future and lifetime financial well-being. You can take steps to encourage financial responsibility and instill the habit of saving now so they …
Let Your Bank Help You Save Money
Whatever financial institution you use for your savings accounts, chances are they offer some kind of special program to help you build your savings. Most of the big retail banks have competing programs designed to help you grow your savings with them. Wells Fargo has …
4 Tax Time Tips for January
Many of us will be receiving our W-2 and 1099 forms at this time of year, so it’s possible to start thinking about preparing your tax return well before the April deadline. You may not want to focus on your taxes this soon in the …
Improve Your Knowledge to Make Your New Year’s Goals a Reality
At Springboard we’re big believers in New Year’s resolutions. While there is no bad time to decide to tackle your personal financial situation, start of a new year is a natural time to take a fresh look inward and make improvements to your life. When …
Don’t Get Scammed this Holiday Season
Use Trusted Websites When Shopping Online Beware of fly-by-night websites and suspicious items on online auction sites. If a deal seems too good to be true, it may be; check out any retailer before you make a purchase. Also beware of individuals selling high-end items like electronic devices. The news …
New Changes to Home Affordable Refinance Program (HARP 2.0)
Homeowners who have faced declining property values may be able to refinance their mortgages through the Home Affordable Refinance Program (HARP). HARP allows borrowers who qualify to refinance into a more stable and affordable mortgage. Newly announced rules will allow more borrowers than ever to …
Thank You, Veterans, For Your Service
In honor of Veterans’ Day, Springboard would like to take this opportunity to thank all of our service members, both active and retired, and your families for your service to our country. We also wanted to take this opportunity to let all servicemen and women …
