There are some remedies to help student loan borrowers with their debt, and one of them is the Income Based Repayment Plan. Income Based Repayment, or IBR, is a repayment… read more →
We work hard every day to help consumers reach financial independence. This goal will take most of us a lifetime to achieve, and it’s never too soon to start. 1.… read more →
We’re completing a series that examines FICO scores in depth; so far we’ve covered each of the five major factors that are used to calculate one’s score. To conclude the… read more →
In this 5th part of a series, we’re looking at the final factor in one’s credit score: New Credit. “New Credit” accounts for 10% of your score, like “Types of… read more →
In this series, we’ve been looking at the specific factors that go into calculating one’s credit score. In part 4, we’re going to look at Types of Credit Used. 10%… read more →
We’ve talked about how your payment history and amounts owed affect your FICO score. Now in part 3 of this series, we’ll talk about length of credit history and how… read more →
While our credit counseling services don’t address credit scoring or impact one’s credit report, we do offer education on credit reporting and improving one’s own score over time. In this… read more →
