- Personal Finance Blog
- FIT AcademyPower of Pay Check Planning Instructor: Michelle Mealey Learn time-tested strategies to budget, manage and prioritize your paycheck. Take the Course Identity Theft Prevention Instructor: Lori Lamb Tips to protect you from identity thieves and restore your name if you’re a victim. Take the Course Understanding Your Credit Report Instructor: Sheri Stuart A comprehensive breakdown of the credit report and score system. Take the Course Tips for Borrowing Money Produced by: Common Craft This video teaches you the risks and benefits of borrowing money from banks. View the Video Tips for Saving Money Produced by: Common Craftt This video teaches you how to earn and save money from compound interest. View the Video Tips for Investing Money Produced by: Common Craft This video breakdowns the process of investing money and it’s risk factors. View the Video
- DownloadsFree Guides and Materials: Road Map to Financial Freedom This workshop helps you take the first steps on your journey to financial freedom with Springboard through the use of a Debt Management Plan to consolidate and pay back unsecured debt. Download the Road Map to Financial Freedom guide or view it online. The Wise Use of Credit You have credit or need to establish credit —now what? Managing your credit responsibly helps build a solid foundation for your financial future. Download the Wise Use of Credit guide or view it online. Preserving Homeownership and Foreclosure Prevention Information and resources so you will know what action steps to take and what options are available if your mortgage becomes delinquent, you are facing foreclosure, or you are facing a mortgage interest reset which you can no longer afford once adjusted. Download the Preserving Homeownership and Foreclosure Prevention guide or view it online. Couples and Money This seminar helps couples communicate about money matters, offers money and budget saving tips, and helps couples develop a spending plan for their future goals. Download the Couples and Money guide or view it online. Raising a Money Smart Child A parent’s guide to providing children with…
- CalculatorsCalculators for all your personal finance needs Explore your own financial information in greater detail by using these powerful tools for forecasting and assessing your financial choices. During the process, you might discover expenses you can eliminate or more effective ways to manage your money.Allowance Comparison Auto Loan Payment Back-to-School Budgeting Budgeting for a Baby Building an Education Fund Cost of Credit Emergency Fund Entertainment Planner How Much Car Can You Afford? How Much House Can You Afford?How Much Will College Cost? How Much Will My Bonus Net After Taxes? How Much Will My Loan Cost? How Will My Savings Grow? Inflation Impact on Retirement Mortgage Payment Mortgage Refinancing My Bonus After Taxes Needs-Based Allowance Pay Down Debt or Invest?Repaying Student Loans Retirement Fund Rework Your Budget Salary Conversion Save a Million Saving for a Goal Travel Budgeting Your Holiday BudgetCalculators by CategoryAuto Determine how much you’re willing and able to spend on a car and how much your payments will be before heading to the dealership. Auto Loan Payment How Much Car Can You Afford?Budgets and Goals Knowing where your money…
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Posts by ‘Michelle Mealey’
Identity Theft Prevention Guide, Part Six
Is a credit monitoring service worthwhile? Credit monitoring services have popped up in response to identity theft, but it’s difficult to know whether these services are genuinely worth the cost. There are credit protection services that aim to prevent identity theft from happening to you, …
Guide to Homeownership: 7- The Loan Closing
The loan closing, or settlement, is the final step in the home purchase process. The seller may not have to attend, but the buyer, a closing agent, and real estate agent will meet to finalize the process. The closing agent may be someone who works …
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Top Ten Mistakes Homebuyers Make
1. Don’t buy a home until you have sold your current home, unless you are willing to make two mortgage payments.
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Protect Yourself From These Common Credit Repair Scams
For as long as money has existed, there have always been plenty of unscrupulous thieves willing to take it from you. In the old days, the most common way to relieve people from their cash was to knock them over the head and take it. In today’s world, however, the most common crooks tend to be a lot sneakier.
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More Consumer Scams to Avoid
If you have any money in your checking account, or available credit on a credit card, you can bet there’s someone out there who will gladly swindle you out of it.
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Relationships and Money: Recipe for Disaster?
We’ve all been there. A friend or relative approaches us a little down on his luck. The bills are piling up and they need a couple hundred dollars to get through payday.
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29 Food Buying Tips
1. Plan meals and snacks around the four food groups
2. Plan meals for the week
3. Shop once a week for main items
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Money Tips For Couples
If both husband and wife work, most couples find it easier to have a joint household account for routine expenses and a separate personal account for each partner.
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Surviving a Layoff
At Springboard, the clients we counsel are seeking help, information and tips with their credit card debt for a wide variety of reasons. Divorce, medical expenses, and overspending are common problems, but sudden unemployment and sudden reduction in employment are on the rise.
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Divorce and Debt: 6 Tips For Avoiding Financial Ruin
Divorce is a sad fact of life for millions of Americans. In 35 years of counseling people with debt problems, we’ve seen our share of divorce-related debt crises.
