Author Archive for: ‘Sheri Stuart’
Bad Financial Advice from Around the Web
The internet has a lot of great information to offer consumers who are looking for help with their personal finances, but not all of the advice available on the internet is good. Without naming the specific sites (no need to start a flame war!), here …
Some Financial Transactions to Avoid
Desperate times often call for desperate measures, but sometimes those tactics can leave you worse off than where you began. An increasing number of consumers are turning to payday loans, pawn shops and rent-to-own options as the economy continues to struggle. Springboard wants to educate …
20 Dollars Can Make a Big Difference
Remember those New Year’s Resolutions you made in January? Odds are they included some financial vows—promises to stop charging, start saving and improve your overall financial well-being. How are you doing? If you’re not as far along as you’d hoped to be as Financial Literacy …
Top 5 Reasons Why Budgets Fail
Peter D Serrano of PersonalFinanceMastery.com recently wrote the “Top 5 Reasons Budgets Fail:” Failure to Prioritize Expenses Failure to Create a Realistic Budget Failure to Plan for the Unexpected Failure to Include Quarterly or Annual Expenses Spending More Money Than You Make These are crucial …
5 Savings Strategies
As America Saves Week continues, We’d like to highlight these five “strategies to saving” courtesy of AmericaSaves.org: Pay off high-cost debt Chances are your debt is costing you more in interest than a savings account would earn. So the best step you can take toward …
America Saves Week Begins Today
This year, February 19-26 is America Saves Week. Springboard is proud to once again be a partner organization in this effort. What is America Saves Week? America Saves week is a social media campaign that occurs annually to encourage better saving habits among all Americans. …
Shopping for Valentine’s Day Gifts
Cupid will likely try to convince shoppers to put their good financial judgment aside this Valentine’s Day, and instead don heart-shaped financial blinders when shopping for that special gift. The National Retail Federation estimates that consumers will spend $17.6 billion during this one holiday, or …
Using Layaway for Holiday Purchases
Layaway is back after credit cards nearly wiped out the practice in recent decades. For readers under 30 who didn’t grow up with layaway, it typically means you pick out goods 8-12 weeks before you need them and make regular payments toward their purchase price. …
Identity Theft Prevention Guide, Part Five
Uncovering Identity Theft Our focus in this series is preventing ID theft, not recovering after the fact (that’s a topic for our next series). However, sometimes ID theft prevention means preventing more damage after a thief has struck. Of course, you’ll have to know that …
Identity Theft Prevention Guide, Part One
Protecting your personal data Identity Theft is a broad category, including all kinds of crime that involve a thief using your personal data in a deceptive way. This can include using your credit card, your checking account, or even providing your identity for non-monetary reasons. …
