Author Archive for: ‘Sheri Stuart’
Three Important Things You Should Know About Loan Mod Scams [+Video]
It’s been said that the best offense is a good defense. Knowing the warning signs of a loan modification scam is the best defense, and can prevent you from being victimized by scam artists preying upon your emotions. If you are an at-risk homeowner, beware …
Valentine’s Day Money Saving Ideas
This Valentine’s Day, make the holiday more special for you and your significant other by keeping the celebration as frugal as it is romantic. That may seem like a contradiction to many people; doesn’t keeping Valentine’s Day on a budget kill all the romance? Not …
Raising a Smart Money Child
Here are some basic ideas we offer to help parents break the cycle of debt and raise their children to be wise about their financial lives: 1. Start early: Many parents make the mistake of waiting to teach their kids about money. We’ve met people …
Understanding Your Public Record Information
This debt management article will help you understand the public record information contained in one’s credit report. Ideally, you will always be gainfully employed, you will never have a late payment, you will pay off every debt, and you will never owe more than is …
Winning at the Credit Card Game
First things first: There is absolutely no way to benefit from using a credit card if you run up a huge credit card debt balance and don’t pay it off quickly. At Springboard, we constantly urge our clients to give up their credit cards. And …
Dangers When Using Credit Cards
This debt management article warns you about the dangers of credit card use and credit card debt. You have to be cautious. Overspending can be an addiction, like alcoholism, drug abuse or compulsive gambling. Even though you feel that you’re in control with your finances, …
20 Guidelines to Govern Your Buying Habits
This financial education article with 20 quick tips for smart shopping and to govern your buying habits. Avoid impulse buying. Your budget should guide you in the types and amounts of your purchases. Buy with purpose, not impulse. Never use credit cards for impulse purchases. …
Common Scams That Target Consumers
This article was issued by the Office of the Comptroller of the Currency (OCC), on some common scams that target consumers. If you have any money in your checking account, or available credit on a credit card, you can bet there’s someone out there who …
11 Tips for Avoiding Predatory Lending
These tips are courtesy of HUD (the US Dept. of Housing and Urban Development) here are 11 tips on being a smart consumer when it comes to avoiding loan fraud. Predatory lenders take many forms and prey on people at all stages of homeownership.
