- Personal Finance Blog
- FIT AcademyPower of Pay Check Planning Instructor: Michelle Mealey Learn time-tested strategies to budget, manage and prioritize your paycheck. Take the Course Identity Theft Prevention Instructor: Lori Lamb Tips to protect you from identity thieves and restore your name if you’re a victim. Take the Course Understanding Your Credit Report Instructor: Sheri Stuart A comprehensive breakdown of the credit report and score system. Take the Course Tips for Borrowing Money Produced by: Common Craft This video teaches you the risks and benefits of borrowing money from banks. View the Video Tips for Saving Money Produced by: Common Craftt This video teaches you how to earn and save money from compound interest. View the Video Tips for Investing Money Produced by: Common Craft This video breakdowns the process of investing money and it’s risk factors. View the Video
- DownloadsFree Guides and Materials: Road Map to Financial Freedom This workshop helps you take the first steps on your journey to financial freedom with Springboard through the use of a Debt Management Plan to consolidate and pay back unsecured debt. Download the Road Map to Financial Freedom guide or view it online. The Wise Use of Credit You have credit or need to establish credit —now what? Managing your credit responsibly helps build a solid foundation for your financial future. Download the Wise Use of Credit guide or view it online. Preserving Homeownership and Foreclosure Prevention Information and resources so you will know what action steps to take and what options are available if your mortgage becomes delinquent, you are facing foreclosure, or you are facing a mortgage interest reset which you can no longer afford once adjusted. Download the Preserving Homeownership and Foreclosure Prevention guide or view it online. Couples and Money This seminar helps couples communicate about money matters, offers money and budget saving tips, and helps couples develop a spending plan for their future goals. Download the Couples and Money guide or view it online. Raising a Money Smart Child A parent’s guide to providing children with…
- CalculatorsCalculators for all your personal finance needs Explore your own financial information in greater detail by using these powerful tools for forecasting and assessing your financial choices. During the process, you might discover expenses you can eliminate or more effective ways to manage your money.Allowance Comparison Auto Loan Payment Back-to-School Budgeting Budgeting for a Baby Building an Education Fund Cost of Credit Emergency Fund Entertainment Planner How Much Car Can You Afford? How Much House Can You Afford?How Much Will College Cost? How Much Will My Bonus Net After Taxes? How Much Will My Loan Cost? How Will My Savings Grow? Inflation Impact on Retirement Mortgage Payment Mortgage Refinancing My Bonus After Taxes Needs-Based Allowance Pay Down Debt or Invest?Repaying Student Loans Retirement Fund Rework Your Budget Salary Conversion Save a Million Saving for a Goal Travel Budgeting Your Holiday BudgetCalculators by CategoryAuto Determine how much you’re willing and able to spend on a car and how much your payments will be before heading to the dealership. Auto Loan Payment How Much Car Can You Afford?Budgets and Goals Knowing where your money…
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Consumer Tips
13 Smart Things to Do Before Year-End
This post is from Stacy Johnson at partner site Money Talks News Maybe you’ve been too busy to notice, but the year’s almost over. So in between shopping trips, holiday preparations, and the rest of the daily grind, it’s time to take a breather and …
Saving During Tough Economic Times
Many consumers are on the ropes financially. This situation is perhaps hardest for those who feel as though they’ve done everything right. After all, the experts told us to: Buy a home, as it’s a great wealth-building tool; Invest in our retirement account, setting aside …
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Saving Money on Summer Vacations
Summer can be one of the most expensive times of the year to travel – especially if you are on a tight budget. With gas prices higher than ever and many destinations only offering peak season pricing, many families are struggling with the task of …
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Money now or later?
What would you rather have-a lump sum of $2,600 or monthly payments of $216 for a year? If you’re one of the 46.5 million consumers who is receiving an income tax refund this year, that’s the choice you have, as the average refund totals $2,637. …
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Back to School Shopping
Back-to-school time can be bittersweet for parents and kids alike. For kids it means an end to the care-free days of summer. And for parents it means an expensive annual tradition. But back-to-school shopping doesn’t have to break the bank. By planning ahead, there are …
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Tips on Some Forms of Borrowing and Spending
Desperate times often call for desperate measures, but sometimes those tactics can leave you worse off than where you began. This can be the case with people struggling to find money for holiday purchases. When we’re desperate, we often resort to solutions that actually increase …
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Making the Most of Your Tax Refund
Although tax season is often the most dreaded time of year, many consumers look forward to getting what’s owed to them. According to Kiplinger.com, about 70 percent of all filers get tax refunds and are anticipating a tax refund this year averaging $2,200. Americans more …
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Keeping Your Car and Credit in Tune
As gasoline prices climb higher and higher, so too has the overall cost of maintaining your automobile and keeping in on the road. Springboard recommends several preventative automotive care measures to keep your credit and your car tuned up: Follow the manufacturer’s recommended maintenance schedule. …
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Saving to Become a Millionaire
Whether to live the lifestyle of the rich and famous, or simply to have financial security, becoming a millionaire is the stuff of which dreams are made. What many don’t realize is that the millionaire status is entirely within their reach, and it doesn’t involve …
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Preparing for a Job Loss
With millions of Americans unemployed, some for an extended period of time, those who currently have a job would be well-served by remembering the Scouting Motto: Be Prepared. If you haven’t been a victim of a layoff, it is highly likely that someone you know …
