- Personal Finance Blog
- FIT AcademyPower of Pay Check Planning Instructor: Michelle Mealey Learn time-tested strategies to budget, manage and prioritize your paycheck. Take the Course Identity Theft Prevention Instructor: Lori Lamb Tips to protect you from identity thieves and restore your name if you’re a victim. Take the Course Understanding Your Credit Report Instructor: Sheri Stuart A comprehensive breakdown of the credit report and score system. Take the Course Tips for Borrowing Money Produced by: Common Craft This video teaches you the risks and benefits of borrowing money from banks. View the Video Tips for Saving Money Produced by: Common Craftt This video teaches you how to earn and save money from compound interest. View the Video Tips for Investing Money Produced by: Common Craft This video breakdowns the process of investing money and it’s risk factors. View the Video
- DownloadsFree Guides and Materials: Road Map to Financial Freedom This workshop helps you take the first steps on your journey to financial freedom with Springboard through the use of a Debt Management Plan to consolidate and pay back unsecured debt. Download the Road Map to Financial Freedom guide or view it online. The Wise Use of Credit You have credit or need to establish credit —now what? Managing your credit responsibly helps build a solid foundation for your financial future. Download the Wise Use of Credit guide or view it online. Preserving Homeownership and Foreclosure Prevention Information and resources so you will know what action steps to take and what options are available if your mortgage becomes delinquent, you are facing foreclosure, or you are facing a mortgage interest reset which you can no longer afford once adjusted. Download the Preserving Homeownership and Foreclosure Prevention guide or view it online. Couples and Money This seminar helps couples communicate about money matters, offers money and budget saving tips, and helps couples develop a spending plan for their future goals. Download the Couples and Money guide or view it online. Raising a Money Smart Child A parent’s guide to providing children with…
- CalculatorsCalculators for all your personal finance needs Explore your own financial information in greater detail by using these powerful tools for forecasting and assessing your financial choices. During the process, you might discover expenses you can eliminate or more effective ways to manage your money.Allowance Comparison Auto Loan Payment Back-to-School Budgeting Budgeting for a Baby Building an Education Fund Cost of Credit Emergency Fund Entertainment Planner How Much Car Can You Afford? How Much House Can You Afford?How Much Will College Cost? How Much Will My Bonus Net After Taxes? How Much Will My Loan Cost? How Will My Savings Grow? Inflation Impact on Retirement Mortgage Payment Mortgage Refinancing My Bonus After Taxes Needs-Based Allowance Pay Down Debt or Invest?Repaying Student Loans Retirement Fund Rework Your Budget Salary Conversion Save a Million Saving for a Goal Travel Budgeting Your Holiday BudgetCalculators by CategoryAuto Determine how much you’re willing and able to spend on a car and how much your payments will be before heading to the dealership. Auto Loan Payment How Much Car Can You Afford?Budgets and Goals Knowing where your money…
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Credit and Debt
FTC Recommends Credit Counseling for Consumers in Debt
The Federal Trade Commission recently offered advice for consumers who are “Knee Deep in Debt.” Among their recommendations for financially struggling consumers are credit counseling and Debt Management Plans. Check out their “Facts for Consumers” advice at the FTC web site. Direct Link: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm …
Fake Check Scams Continue to Spread
The other day I got one of those annoying emails from a supposed Nigerian prince promising rich rewards for helping to move money out of his country. It’s hard to believe those kinds of scams are still thriving, but they are. In fact, according to …
What To Do if Your Credit Card is Stolen
Despite high-profile media attention, the odds of having your credit or debit card number stolen by crooks remains at historically low levels. That said, it’s always good to know what to do in case lightening does strike and someone fraudulently uses your card. Left unchecked, …
6 Steps to Digging Yourself Out of Debt
With 2012 just around the corner it’s not too early to begin thinking about your New Year’s resolutions. Currently, US households owe an astounding $2.3 trillion in non-real estate debt, driving increasing numbers of Americans to turn to experts for help. “It was like an …
Investing in the Bank of You
Banks make investments. Some of these investments are loans, and some of these loans are mortgages. Does a mortgage not sound like an investment? Well, it is if you are the bank. How it works is simple. The bank invests money by making a loan …
Ten Tips to Avoid Holiday Debt
The kids are still eating their trick-or-treat candy, and Christmas has probably not even entered their minds. But according to the National Retail Federation, nearly 40 percent of consumers had already started their Christmas shopping before Halloween. The most wonderful time of the year has …
8 Student Credit Card Do’s and Don’ts
Considering a student credit card? There are many reasons to be cautious — particularly when you’re on a limited income. However, once you graduate, it will be much harder to get accepted for your first credit card, say experts, so it’s a good idea to …
Identity Theft Prevention Guide, Part Eight
Make your computer passwords stronger While computer hacking is far from the most common way identity thieves operate, it’s still important to protect your identity online. Start by changing your online passwords to something that will offer strong protection of your data. First off, you’ll …
Identity Theft Prevention Guide, Part Seven
Should I put a security freeze on my credit report? One of the strongest tools a consumer can use to protect themselves against identity thieves is a security freeze. This will protect you from new fraudulent accounts being opened in your name. If you place …
Identity Theft Prevention Guide, Part Six
Is a credit monitoring service worthwhile? Credit monitoring services have popped up in response to identity theft, but it’s difficult to know whether these services are genuinely worth the cost. There are credit protection services that aim to prevent identity theft from happening to you, …
