Archive of Homeownership

How to Compare and Negotiate a Morgage Loan

Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage, whether it’s a home purchase, a refinancing, or a home equity loan, is like a product so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating

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Three Important Things You Should Know About Loan Mod Scams [+Video] Thumbnail

Three Important Things You Should Know About Loan Mod Scams [+Video]

It’s been said that the best offense is a good defense.  Knowing the warning signs of a loan modification scam is the best defense, and can prevent you from being victimized by scam artists preying upon your emotions.  If you are an at-risk homeowner, beware of the following three major warning signs of a loan modification

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04Mar2010
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HUD announces the launch of PreventLoanScams.org [+Video]

The Department of Housing And Urban Development (HUD) recently announced the launch of PreventLoanScams.org. HUD is launching this important new consumer protection initiative in partnership with the Loan Modification Scam Prevention Network...

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Buying a House is a Business Decision

This lifelong goals article written by Springboard Nonprofit informs you why buying a home is a business decision - not a personal decision. For most people, buying a house is the most important financial transaction they will ever participate in.

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Get the Most House For Your Money

This lifelong goals article will help you make an educated decision when making the largest and most important purchase in your lifetime. You’ve finally done it! For years you’ve been saving money and keeping your credit record clean, waiting for the right moment to start looking at houses.

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Homeownership is Always a Good Idea

This lifelong goals article talks about the benefits of prudent homeownership. We’ve long advocated homeownership as a great way to build wealth. We still believe buying a home of your own is an important early step toward lifelong financial freedom.

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How To Deal With Foreclosure

This debt management article will help you deal with potentially losing your home through foreclosure. Possibly the most serious credit problem anyone can face is the potential loss of a home through foreclosure. Typically, this process starts once the payments are delinquent by three months.

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10 Warning Signs of a Mortgage Modification Scam

These consumer warning signs were issued by the Office of the Comptroller of the Currency (OCC), on how to avoid Mortgage Modification Scams and Foreclosure Rescue Scams.

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How to Avoid Mortgage Modification Scams

These consumer advisory tips were issued by the Office of the Comptroller of the Currency (OCC), on how to avoid Mortgage Modification Scams and Foreclosure Rescue Scams.

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11 Tips for Avoiding Predatory Lending

These tips are courtesy of HUD (the US Dept. of Housing and Urban Development) here are 11 tips on being a smart consumer when it comes to avoiding loan fraud. Predatory lenders take many forms and prey on people at all stages of homeownership.

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