Car Buyers’ Lack of Knowledge is Costing Them
Capital One Auto Finance recently released the results of its annual “Rules of the Road Survey”. They found that while most car buyers are taking steps to prepare themselves for their auto purchase, they’re still probably paying more than they should. Why is this? Even though 70% of car buyers are doing their research and finding the best
Continue Reading ►Leave a CommentDon’t Wait for Winter to Start Thinking About the Holidays
It may seem a bit soon to be thinking about winter holidays, but we advise people to plan for them all year long. Now is as good a time as any to get ready for the winter holiday season and all of the expenses that come with it. Start saving. Generally, we advise having a set amount to spend on gifts, and to save toward that goal all year. For
Continue Reading ►Leave a CommentSmart Budgeting Tips for Students: What Am I Going to Wear?
One thought that comes into a student’s mind before summer vacation is over is, “What am I going to wear next school year?” Students can plan their expenditures for the upcoming school year by using these basic budgeting and spending tips. Prepare a spending plan. Figure out how much money you want to spend on clothes and other
Continue Reading ►View Comments (7)Before You Even Get Started: Tracking Expenses
Many a commenter has cracked wise about budgeting and personal finance education: “Don’t spend more than you earn,” they’ll say, “how hard can it be?” Pretty hard, actually. Of course everyone knows the basic rule is to spend less than you earn.
Continue Reading ►View Comments (2)Keeping Automobile Expenses Down
This accumulation article written by Springboard Nonprofit informs you how to keep your automobile expenses down. We are definitely a culture of car lovers in the U.S. We pamper our cars, treating them like miniature extensions of our homes with elaborate sound systems, plush carpeting, and fancy detailing jobs.
Continue Reading ►View Comments (1)20 Guidelines to Govern Your Buying Habits
This financial education article with 20 quick tips for smart shopping and to govern your buying habits. Avoid impulse buying. Your budget should guide you in the types and amounts of your purchases. Buy with purpose, not impulse. Never use credit cards for impulse purchases. Cash only. Doing so leads to credit card debt. Comparison shop for items, balancing quality with lower prices.
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