http://credit.org/blog Nonprofit personal finance news and advice Fri, 30 Jul 2010 19:48:54 +0000 hourly 1 http://wordpress.org/?v=3.0.1 http://credit.org/blog/springboard-applauds-ftc-in-debt-relief-rule-issued/comment-page-1/#comment-133 Judi East Fri, 30 Jul 2010 19:48:54 +0000 http://credit.org/blog/?p=1461#comment-133 This is exciting news for consumers and for our company. Many clients have shared their stories of desperation only to be taken advantage of financially by predatory settlement companies. That is where Springboard is set apart! We are the consumer's advocate and best of all nonprofits! This is exciting news for consumers and for our company. Many clients have shared their stories of desperation only to be taken advantage of financially by predatory settlement companies. That is where Springboard is set apart! We are the consumer’s advocate and best of all nonprofits!

]]> http://credit.org/blog/5-steps-to-take-if-you-are-the-victim-of-a-loan-scam/comment-page-1/#comment-132 Lori Maynard Fri, 30 Jul 2010 19:44:01 +0000 http://credit.org/blog/?p=1054#comment-132 Thank you Melinda, Sean and Sergio for the information where to get help and also how to prevent being a loan fraud victim. Unfortunately it happens to more people than we think. Hopefully this information will prevent at least one person from becoming a victim. Thank you Melinda, Sean and Sergio for the information where to get help and also how to prevent being a loan fraud victim. Unfortunately it happens to more people than we think. Hopefully this information will prevent at least one person from becoming a victim.

]]> http://credit.org/blog/smart-budgeting-tips-for-students-what-am-i-going-to-wear/comment-page-1/#comment-131 Deborah Winston Fri, 30 Jul 2010 19:14:35 +0000 http://credit.org/blog/?p=1357#comment-131 I think this article is very good. It provides some good practical advice. In this uncertain economic time it is so important to make your money stretch as far as you can. It gives you a reason to dig deep into your closets and drawers and possibly find a whole new wardrobe you had forgotten all about. I think this article is very good. It provides some good practical advice. In this uncertain economic time it is so important to make your money stretch as far as you can. It gives you a reason to dig deep into your closets and drawers and possibly find a whole new wardrobe you had forgotten all about.

]]> http://credit.org/blog/tips-to-increase-your-personal-cash-flow/comment-page-1/#comment-130 Mary Tejeda Fri, 30 Jul 2010 19:01:37 +0000 http://fit.credit.org/blog/?p=371#comment-130 I believe that saving money is a great thing. Making your own lunch, and cleaning the house with supplies from home is also a great way to saving money. All the litle things you do will be worth it in the end. :) I believe that saving money is a great thing. Making your own lunch, and cleaning the house with supplies from home is also a great way to saving money. All the litle things you do will be worth it in the end.

]]> http://credit.org/blog/where-can-i-obtain-my-free-credit-reports/comment-page-1/#comment-129 Larry Porras Fri, 30 Jul 2010 18:48:26 +0000 http://credit.org/blog/?p=1340#comment-129 Thank you for this information. I knew that free credit reports were available, but didn't realize that we can actually get additional reports under special circumstances. I'm also going to take Brian's advice and order a credit report from each bureau every four months. Thank you for this information. I knew that free credit reports were available, but didn’t realize that we can actually get additional reports under special circumstances. I’m also going to take Brian’s advice and order a credit report from each bureau every four months.

]]> http://credit.org/blog/smart-budgeting-tips-for-students-what-am-i-going-to-wear/comment-page-1/#comment-128 Jeannette Davis Fri, 30 Jul 2010 18:29:18 +0000 http://credit.org/blog/?p=1357#comment-128 This is very important information students are not always informed on how immportant it is not to overspend or on how this will affect you in the future. Credit is important for our everyday life thinking ahead is the key to budgeting your finances. This is a great article! This is very important information students are not always informed on how immportant it is not to overspend or on how this will affect you in the future. Credit is important for our everyday life thinking ahead is the key to budgeting your finances. This is a great article!

]]> http://credit.org/blog/smart-budgeting-tips-for-students-what-am-i-going-to-wear/comment-page-1/#comment-127 Martha Fri, 30 Jul 2010 18:28:23 +0000 http://credit.org/blog/?p=1357#comment-127 I love this Blog. We should plan ahead before going shopping. At times we just buy things we want not need. So these tips are helpful. Making a list from "head to toe" LOVE IT! this will really help to go directly to what u need only and not over spend on things we dont need.this will help our budget. I love this Blog. We should plan ahead before going shopping. At times we just buy things we want not need. So these tips are helpful. Making a list from “head to toe” LOVE IT! this will really help to go directly to what u need only and not over spend on things we dont need.this will help our budget.

]]> http://credit.org/blog/do-you-know-your-credit-score/comment-page-1/#comment-126 Kim Fri, 30 Jul 2010 18:28:01 +0000 http://credit.org/blog/?p=1391#comment-126 This article gives the consumer the break down of how the fico score is calculated, rather then just giving the score without knowing what it is based on. I think this information about your score, credit card debt, learning about a financial budget and saving should be a requirement in school. This article gives the consumer the break down of how the fico score is calculated, rather then just giving the score without knowing what it is based on. I think this information about your score, credit card debt, learning about a financial budget and saving should be a requirement in school.

]]> http://credit.org/blog/before-you-even-get-started-tracking-expenses/comment-page-1/#comment-125 Kellie Houston Fri, 30 Jul 2010 17:00:47 +0000 http://fit.credit.org/blog/?p=589#comment-125 Use Cash!! Take out enough cash to last one week at a time. Make up your mind that the cash you have is all you get for discretionary expenses, or things that you could live without, each week. It's much easier to turn down a $60 pair of shoes when it will take the last of your week's cash than it is when you just have to swipe a credit card. Use Cash!!
Take out enough cash to last one week at a time. Make up your mind that the cash you have is all you get for discretionary expenses, or things that you could live without, each week. It’s much easier to turn down a $60 pair of shoes when it will take the last of your week’s cash than it is when you just have to swipe a credit card.

]]> http://credit.org/blog/surviving-freshman-year-how-to-avoid-identity-theft/comment-page-1/#comment-124 Lizette Teodoro Fri, 30 Jul 2010 16:14:48 +0000 http://credit.org/blog/?p=1411#comment-124 This is a great one cause college kids tend to trust everyone. They really don't look out for themselves and leave stuff lying around. I agree with Caludia as far as having an alert put on your credit and even debt cards and bank accounts. Meaning that if there are any unauthorize activity on the account at a certain amount it should put up a red flag. I have it on my bank accounts and it really does help especially when your balance goes to a certain amount it tells you so you don't over draft. This is a great one cause college kids tend to trust everyone. They really don’t look out for themselves and leave stuff lying around. I agree with Caludia as far as having an alert put on your credit and even debt cards and bank accounts. Meaning that if there are any unauthorize activity on the account at a certain amount it should put up a red flag. I have it on my bank accounts and it really does help especially when your balance goes to a certain amount it tells you so you don’t over draft.

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