Credit.org Personal Finance Blog
Some Financial Transactions to Avoid
Desperate times often call for desperate measures, but sometimes those tactics can leave you worse off than where you began. An increasing number of consumers are turning to payday loans, pawn shops and rent-to-own options as the economy continues to struggle. Springboard wants to educate …
20 Dollars Can Make a Big Difference
Remember those New Year’s Resolutions you made in January? Odds are they included some financial vows—promises to stop charging, start saving and improve your overall financial well-being. How are you doing? If you’re not as far along as you’d hoped to be as Financial Literacy …
Should You Plan to Have a Tax Refund?
Today’s tax deadline means last-minute filers will be lining up at the post office, and many of them will probably have to pay government some amount of money to cover their full tax bills. After all, if they expected large refunds, they probably would have …
Recent Poll Indicates Americans Eager to Improve Credit Score
According to a March 2012 poll hosted on the National Foundation for Credit Counseling (NFCC) website, a strong majority of consumers, 56 percent, selected “improving my credit score” as the personal finance area in which they needed the most help. “What consumers continually fail to …
Personal Finance Advice From a Founding Father
The Art of Manliness recently featured a great article by Brett & Kate McKay, “8 Personal Finance Lessons from Benjamin Franklin.” The famously frugal author of “Poor Richard’s Almanac” offered some great financial advice: Understand The True Value of Things Be Self-Sufficient Invest in Yourself …
Top 5 Reasons Why Budgets Fail
Peter D Serrano of PersonalFinanceMastery.com recently wrote the “Top 5 Reasons Budgets Fail:” Failure to Prioritize Expenses Failure to Create a Realistic Budget Failure to Plan for the Unexpected Failure to Include Quarterly or Annual Expenses Spending More Money Than You Make These are crucial …
Improve Your Finances in Less than an Hour
US News & World Report ran an article from Wise Bread’s Sabah Karimi entitled “6 Smart Financial Moves That Take an Hour or Less.“ Those steps include: Review your budget. Visit a financial planner. Take a good look at your credit history. Create a credit …
“Make Cents” of Financial Literacy This Month
Since April was named Financial Literacy Month in 2007, Springboard has used the occasion every year to promote awareness of personal finance and money management issues. We’re offering “Making Cents of Financial Literacy” available as a free .pdf download. This 8-page guide is a quick …
Be Aware of the Payroll Tax Cut’s Impact on Your Paycheck
As Congress continues to debate extending the payroll tax cut, they may want to review the results of the National Foundation for Credit Counseling (NFCC) January online poll to determine if the objective of the tax cut is being realized. The overwhelming majority of close …
How to Save Money at The Gas Pump
Back in the days when I had a real job my commute was 50 miles one way. Can you imagine what that would be like today with the gasoline prices where they are? I was wondering that myself the other day so with calculator in …
