- Personal Finance Blog
- FIT AcademyPower of Pay Check Planning Instructor: Michelle Mealey Learn time-tested strategies to budget, manage and prioritize your paycheck. Take the Course Identity Theft Prevention Instructor: Lori Lamb Tips to protect you from identity thieves and restore your name if you’re a victim. Take the Course Understanding Your Credit Report Instructor: Sheri Stuart A comprehensive breakdown of the credit report and score system. Take the Course Tips for Borrowing Money Produced by: Common Craft This video teaches you the risks and benefits of borrowing money from banks. View the Video Tips for Saving Money Produced by: Common Craftt This video teaches you how to earn and save money from compound interest. View the Video Tips for Investing Money Produced by: Common Craft This video breakdowns the process of investing money and it’s risk factors. View the Video
- DownloadsFree Guides and Materials: Road Map to Financial Freedom This workshop helps you take the first steps on your journey to financial freedom with Springboard through the use of a Debt Management Plan to consolidate and pay back unsecured debt. Download the Road Map to Financial Freedom guide or view it online. The Wise Use of Credit You have credit or need to establish credit —now what? Managing your credit responsibly helps build a solid foundation for your financial future. Download the Wise Use of Credit guide or view it online. Preserving Homeownership and Foreclosure Prevention Information and resources so you will know what action steps to take and what options are available if your mortgage becomes delinquent, you are facing foreclosure, or you are facing a mortgage interest reset which you can no longer afford once adjusted. Download the Preserving Homeownership and Foreclosure Prevention guide or view it online. Couples and Money This seminar helps couples communicate about money matters, offers money and budget saving tips, and helps couples develop a spending plan for their future goals. Download the Couples and Money guide or view it online. Raising a Money Smart Child A parent’s guide to providing children with…
- CalculatorsCalculators for all your personal finance needs Explore your own financial information in greater detail by using these powerful tools for forecasting and assessing your financial choices. During the process, you might discover expenses you can eliminate or more effective ways to manage your money.Allowance Comparison Auto Loan Payment Back-to-School Budgeting Budgeting for a Baby Building an Education Fund Cost of Credit Emergency Fund Entertainment Planner How Much Car Can You Afford? How Much House Can You Afford?How Much Will College Cost? How Much Will My Bonus Net After Taxes? How Much Will My Loan Cost? How Will My Savings Grow? Inflation Impact on Retirement Mortgage Payment Mortgage Refinancing My Bonus After Taxes Needs-Based Allowance Pay Down Debt or Invest?Repaying Student Loans Retirement Fund Rework Your Budget Salary Conversion Save a Million Saving for a Goal Travel Budgeting Your Holiday BudgetCalculators by CategoryAuto Determine how much you’re willing and able to spend on a car and how much your payments will be before heading to the dealership. Auto Loan Payment How Much Car Can You Afford?Budgets and Goals Knowing where your money…
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Blog
Where to File Credit Card Complaints Online
We recently wrote about the Dodd-Frank Wall Street Reform and Consumer Protection Act, which includes new provisions to ensure that consumers will get access to their credit scores if they are denied credit or suffer other adverse affects due to their credit rating. The Dodd-Frank …
Should I Sign The Back of my Credit Card?
When it comes to signing the back of your card, you’ll get different answers depending on whom you talk to. Your credit card company requires you to sign your card for it to be valid.
Your Garden Could Impact Your Grocery Bill
Everyone knows that you can add a lot of vitamins to your daily diet by growing and eating your own vegetables. But how many of your daily calories can you add?
Get a Free Credit Score if You Are Denied for Credit
If you apply for credit and are denied, you will now get your credit score as well as access to your report.
Dealing with Debt Collectors
If you’ve ever fallen far behind on paying your bills, you know what it’s like to dread whenever the phone rings: What if it’s another bill collector? Ignoring the call – like ignoring a toothache – is never a good idea, however. Sooner or later, you’re going to have to deal with the situation.
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5 Easy Steps to Purchasing a New Home
Recent turmoil in the housing markets has forced many people to look at homeownership differently.
We believe in the goal of homeownership, and we think one key to preserving homeownership in the long run is to prepare properly in the first place.
4 Basic Money Rules You Might Be Ignoring
Seriously. It will get you out of your own head and provide some much-needed perspective about what’s going right for you. Grumbling because you can’t afford technology upgrades? Drop off a $20 bill at the food bank and ask employees about the clientele. Listen to their stories.
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Top Ten Mistakes Homebuyers Make
1. Don’t buy a home until you have sold your current home, unless you are willing to make two mortgage payments.
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Tips on Buying a Home
As a HUD-certified housing counseling agency, Springboard is here to help you make the most out of your homebuying experience.
It’s a very good idea to schedule a counseling session with us if you’re planning to purchase a home soon. -
Tips on Buying a Car
Look over your budget and determine what you can afford to pay per month, decide whether you want to buy a new or used car, and do some research on the kind of car you want.
