Category Archive for: ‘Consumer Tips’
Improving Your Financial Picture
Remember back in January when you made those New Year’s Resolutions? Odds are that they included some financial vows, promises to stop charging, start saving and improve your overall financial well-being. How are you doing? Many may not be as far along as they’d hoped …
Paying Bills on Time
A weak labor market. The credit squeeze. A slowing economy. Falling house prices. How is a family who is already strapped for money to pay these additional debts? A recent Fed survey showed that a record 36 percent of banks reported less willingness to extend …
Credit Counseling and Your Credit Score
Will Credit Counseling Hurt Your Credit Score? Many people wonder if consulting with a credit counseling agency will affect their credit score. First of all, remember that your credit score is based on the information contained in your credit report, so let’s start there. Simply …
Tips for College Grads on Obtaining Credit
Recent college graduates are undoubtedly anxious to get on with their lives and do very grown-up things such as enter the workforce, buy a car and upgrade from dorm life to a nice apartment. The reality is that it’s going to take credit to achieve …
Inexpensive Summer Fun
When school let’s out every summer, the thoughts of children and families across the nation turn to fun-filled summer days. But rather than letting summer break the bank, Springboard suggests the following that fun, inexpensive activities to pass the sunny days with children. Visit the …
How Do I Know If I’m In Financial Trouble?
Many Americans continue to bury their heads in the sand, ignoring the fact that their credit card balances are growing, their savings account balances are diminishing, and a recession is possibly on the economic horizon. Springboard suggests that consumers take the following quiz. The results …
Twelve Steps to Financial Success
A new year typically brings with it a renewed commitment to become more financially stable. Toward that end, Springboard offers consumers the following 12-step formula to financial success: Review your credit report – Much of your financial future depends on the contents of your credit …
Protecting Yourself While Using Social Media Sites
Even though computers and the Internet have changed our world, consumers need to be reminded that not everyone they come in contact with online is trustworthy. The growth of social networking sites is undeniable, with the most popular being Facebook with over 400 million users …
Evaluating Debt Settlement Companies
When the bottom falls out financially, people need help and they need it fast. Being in such a vulnerable situation often makes you susceptible to offers that on the surface may seem good, but in the end leave you worse off than when you began. …
How to Deal with Medical Debt
Most people prefer to leave the hospital feeling better than when they entered. However, with today’s cost of health care, and an increasing amount of that cost being passed along to the consumer, the discharged patient may exit with a financial migraine coming on. Through …
