The companies trying to get your business are in fierce competition with each other. Think about all the junk mail you receive every day. If you’re like most people, you’ve gotten to the point that you throw most of it away without looking at it.
One of the most difficult obstacles we at Springboard face when dealing with our clients is that they aren’t always honest with themselves about their financial situation. Too often, people who are way over their head in debt genuinely feel that their credit practices are fine.
Possibly the most serious credit problem anyone can face is the potential loss of a home through foreclosure. Typically, this process starts once the payments are delinquent by three months.
The recently signed Credit Card Accountability Responsibility Disclosure Act of 2009, also called the Credit Cardholder’ Bill of Rights, makes many changes to the way credit cards are regulated.
Divorce is a sad fact of life for millions of Americans. In 35 years of counseling people with debt problems, we’ve seen our share of divorce-related debt crises.
Debt settlements are an attractive option to many consumers facing mounting debts, but they come with some serious consequences that should be weighed fully before making a decision. Here are 6 things to think about before opting for a debt settlement.
There’s a pernicious kind of identity theft that isn’t frequently discussed, but leaves lasting damage to its victims’ lives. It’s called criminal identity theft.