Category Archive for: ‘Money’
The Importance of Financial Literacy
The less you know about credit cards, the more you will pay, especially if you are a woman. A study from the FINRA Investor Education Foundation showed that women with low levels of financial literacy were more likely to take part in costly credit card …
How to Manage Having Roommates
For many people, having roommates is a natural transition between leaving their parent’s house and buying their own home. It can be a great way to trim expenses and save for the future. But if you’re not careful, cohabitating can also devolve into constant bickering …
7 Strategies to Build an Emergency Fund
We always stress the importance of having an emergency fund at the ready. Years ago, our standard advice was to have 3 months’ worth of income saved for an emergency, but these days, most people need at least 6 months’ income to weather a period …
Important Things to Know About Paying For College
I’m a firm believer that the more knowledge you acquire, whether through college, trade school or self-study, the richer your life will be. But as college tuition and fees continue to skyrocket, students and parents increasingly are asking, “Is a degree really worth the cost?” …
Putting Your 2011 Tax Refund Check to Work
If you’re among the millions of Americans expecting an income tax refund this year, you’ve probably already filed your 2011 return and are eagerly awaiting the money. But if you haven’t already mentally spent your refund on a guilty pleasure, here are several great ways …
How to Protect Yourself From Online Hackers
Global Payments is the latest company to fall victim to a large-scale hacking incident. On Monday, the company said hackers stole debit and credit card account information for nearly 1.5 million consumers. Unfortunately, this has become a fairly common news story. Last year, hackers stole …
Bad Financial Advice from Around the Web
The internet has a lot of great information to offer consumers who are looking for help with their personal finances, but not all of the advice available on the internet is good. Without naming the specific sites (no need to start a flame war!), here …
20 Dollars Can Make a Big Difference
Remember those New Year’s Resolutions you made in January? Odds are they included some financial vows—promises to stop charging, start saving and improve your overall financial well-being. How are you doing? If you’re not as far along as you’d hoped to be as Financial Literacy …
Should You Plan to Have a Tax Refund?
Today’s tax deadline means last-minute filers will be lining up at the post office, and many of them will probably have to pay government some amount of money to cover their full tax bills. After all, if they expected large refunds, they probably would have …
Personal Finance Advice From a Founding Father
The Art of Manliness recently featured a great article by Brett & Kate McKay, “8 Personal Finance Lessons from Benjamin Franklin.” The famously frugal author of “Poor Richard’s Almanac” offered some great financial advice: Understand The True Value of Things Be Self-Sufficient Invest in Yourself …
