How to Prepare Your Home Amid Coronavirus Concerns

Amid the ongoing concerns about Coronavirus (COVID-19), it’s important to know how to stay prepared and informed to ensure you and your family members’ safety.

How Credit.org Can Help

Our top priority will always be the health and safety of both our staff and customers. As such, we are actively monitoring guidelines and reports from the Center for Disease Control (CDC). Awareness is key to remain out of harm’s way.

We continually provide our staff with information and best practices to keep our work environments clean and safe. We have suspended all business travel for the foreseeable future in an effort to minimize exposure and avoid participating in any further spread of the virus.

 A safe workspace allows us to take care of you. During this time, we are committed and readily available to support and serve you–our customer.

Reduce Expenses & Talk to Creditors 

Should you experience a disruption in income due to COVID-19, be sure to open lines of communication with your creditors and lenders as soon as possible and see what options they can provide to help.

If COVID-19 has you feeling burdened about your finances, or you would like a review of your finances, consider speaking with one of our financial coaches. They can help you find ways to cut costs and potentially create a more manageable monthly payment for your debts. Our services are available over the phone and online. Counseling is free.

You can always access our free resources, educational tools, and chat with our staff on https://credit.org/. We also have financial coaches available by phone to help analyze your financial situation, help you find debt relief options, and create a personalized budget. If you have general questions, you can reach us anytime at info@credit.org or call us Monday through Friday from 7 a.m. to 7 p.m. (Pacific) at (800) 431-8157.

How to Prepare Your Home

Even if there’s no major outbreak of the COVID-19 virus near you, ensure you have some essentials on hand. Rather than going to the store weekly, make one trip to the store and buy enough food and household essentials to last two or three weeks. That said, you do not have to rush to over-buy items; it’s important to know how to avoid overspending at the grocery store.

Grab a few of these items:

–   Meats that freeze well: Chicken, ground meat, stew meat

–   Dried pasta

–   Pasta sauce

–   Canned vegetables and fruit

–   Rice and beans

–   Canned soups 

There are some items that should be saved for medical industry professionals, as they aren’t an effective way to prevent illness. 

Don’t over purchase:

–   Gloves

–   Surgical Gowns

–   Face masks 

Practicing good hygiene is the best way to prevent getting or spreading illness, according to the CDC. Ensure you and your family members are washing your hands consistently with soap and water. Hand sanitizer that contains at least 60-percent alcohol is better than nothing, but the best solution to avoid sickness is to thoroughly wash your hands with soap for at least 20 seconds. Reduce unnecessary physical contact with others, wipe down frequently touched surfaces often and avoid touching your eyes, nose, and mouth with unwashed hands. Lastly, cough and sneeze into your elbow and, if you’re already sick, try to separate yourself from others.  

How Your Finances May Be Affected

The global economy is seeing some effects of the COVID-19 outbreak. That said, it’s important to stay informed on how or if those changes will affect you now and long-term. The most important financial advice is DON’T PANIC. 

Don’t stop saving or budgeting while the financial markets fluctuate. We have free online tools available to help you create a budget, as well as other financial education online courses.

When You Should See a Doctor

It’s important to remember that while COVID-19 is easily spread, the flu season is still active as well. The symptoms of the flu and COVID-19 are similar and both might require professional care. While this virus can cause major illness, most people will only face mild symptoms.

That said, if you are showing worsening symptoms similar to COVID-19, like a cough, fever, chills, etc., call your doctor prior to arriving at the office. If you have a medical emergency you should call 911 –  it is recommended by the CDC to notify the dispatch personnel that you have, or are being evaluated for COVID-19. If possible, put on a facemask before emergency medical services arrive. Many cities are also setting up hotlines to provide information and direction to those showing symptoms.

According to the CDC, the best way to protect you and those around you if you’re sick is to: 

  • Stay home except to get medical care
  • Separate yourself from other people and animals in your home
  • Call ahead before visiting your doctor
  • Wear a facemask if you are sick
  • Cover your coughs and sneezes
  • Clean your hands often
  • Avoid sharing personal household items
  • Clean all “high-touch” surfaces every day
  • Monitor your symptoms
  • Stay home until you are instructed to leave by a healthcare provider

Stay in the Know

While agencies are working to distribute COVID-19 tests and prepare a vaccine, the best way to take care of yourself and your family is to be prepared and stay informed. 

The CDC provides updated information for communities, schools, and businesses. They also provide detailed guidance for travelers and people with upcoming travel plans. You can sign up for their newsletter to receive email updates about the latest on the coronavirus. 

Our Pre-Purchase Coaching and Home Buyer Education will help you become a successful homeowner.Our Pre-Purchase Coaching and Home Buyer Education will help you become a successful homeowner.
Melinda Opperman

About The Author

Melinda Opperman is an exceptional educator who lives and breathes the creation and implementation of innovative ways to motivate and educate community members and students about financial literacy. Melinda joined credit.org in 2003 and has over 19 years experience in the industry.