We have often suggested renting out space in one’s home as a strategy for increasing income and cutting housing expenses. Naturally, this is much easier said than done, so we’ve been offering some posts about what goes into renting out part of your house.
Here are some important Dos and Don’ts when renting out space:
Credit cards have become an easy target for Congressional grandstanding and
regulations, but beneath the widely criticized rates and fees lie many good
benefits that are usually hidden in the fine print.
Credit cards can provide
valuable purchase protections and insurance that are unmatched by cash and
debit cards. Yet more consumers are forgoing these benefits and choosing debit cards
Thousands of consumers in the U.S. live with the aggravation of not being able to open a bank account after their prior bank account was revoked and their poor history reported to ChexSystems. A checking account is much more than a way to pay for goods and services. Checking accounts make conducting financial business safer,…
Do you want the home of your dreams? Would you like a nice dependable car? If the answer is yes, you may want to take a look at your credit score before applying for credit to purchase these and other items. What IS a credit score? A credit score is a three-digit number that banks,…
Now more than ever it is important for consumers to view their consumer credit reports. Identity theft is reported to be the fastest growing crime and the number one complaint filed with the Federal Trade Commission www.ftc.gov for the past five years. Many businesses are reviewing consumer credit reports on prospective employees, and insurance companies…
Setting goals is a crucial part of obtaining financial freedom. We stress goal-setting with all of our clients, and here we offer 7 steps to ensuring you will be successful in achieving your goals. When we educate consumers about achieving financial freedom, goals come up early and often.
This debt management article informs you what to do when you fall behind on your auto loan. For most people, reliable transportation is about as important as food and shelter. Unless public transportation is really convenient from your home and work, or these two places are really close together, it would be difficult to live…
This debt management article will help you understand the public record information contained in one’s credit report. Ideally, you will always be gainfully employed, you will never have a late payment, you will pay off every debt, and you will never owe more than is considered “healthy.”
This article outlines some essential household budgeting tips and guidelines for you to follow. In 35 years of educating consumers about managing their personal finances and conquering their debt, we’ve seen countless different household budgeting strategies. Here is our best recommendations for managing your household budget. With the economy in turmoil, more experts are proposing…
These tips are courtesy of HUD (the US Dept. of Housing and Urban Development) here are 11 tips on being a smart consumer when it comes to avoiding loan fraud. Predatory lenders take many forms and prey on people at all stages of homeownership.