Posts By: Melinda Opperman

When people are trying to build credit, typically they will use a credit card to establish that they are a good credit risk. They might start with secured cards, or become co-signers on the accounts of other users with good credit. However, getting a credit card can become a life-long commitment, getting you into debt…

Read More

We want homebuyers to have the best chance to succeed in achieving their goal of homeownership. Pre-purchase coaching is a must do for anyone looking to become a homeowner and here are the top 5 key benefits: Access to a knowledgeable housing coach Participating in a coaching session with a HUD-approved housing counseling organization provides…

Read More

Interest rates play a central role in our financial lives, but sometimes it’s confusing to sort them all out. You might pay 3.5% interest on your auto loan, 4.5% on a home loan, and 13% on your credit cards. Meanwhile, your savings account is earning a paltry 0.5% in interest. On top of that, there’s…

Read More