The cost of college has risen steadily and dramatically for decades, leaving many graduates with higher-than-ever levels of student loan debt. New college students and their parents are overwhelmed as the student loan crisis continues to grow. We have some tips on saving for your children’s education that can help reduce student loan debt in…
Posts By: Melinda Opperman
The beginning of a new year is the best time to get a fresh start on things. This is a time to get organized, prepared and renew your commitment to your future goals. Many people start with better personal finance or health and nutrition as a goal for the new year, but taking care of…
With the New Year, many people work to improve their financial situation, repay debt, and better manage their money. Like most New Year’s resolutions, people tend to start enthusiastically, then gradually fade as the months go on. We’ve learned that the secret to keeping a resolution is to change your habits for the better. It’s…
It’s customary to wish everyone “Happy Holidays,” but the holiday season isn’t always happy for a lot of people. We hear from many consumers who struggle during this time of year, both emotionally and financially. The National Alliance on Mental Illness found that 64% of people are affected by the “holiday blues.” It’s important to…
The beginning of every new year is a busy time for us, as people resolve to pay down their debts and work toward financial freedom. But we want to break that cycle. People shouldn’t just care about their debts when they’re making a New Year’s Resolution. They should care about their debts all year long….
For majority of people, the most important part of the holidays is celebrating the season with loved ones. This usually means traveling out of town to be with friends and family. If you are planning to leave home for the holidays, it’s crucial to take some steps to ensure your home’s security. An essential thing…
Family and personal finances are a big part of every holiday season. People are buying gifts, preparing holiday meals, and planning all of the changes in their lives that the coming new year might bring. In addition to giving thanks for all we have, we want everyone to engage in some financially sound thinking this…
New college students working on building a good credit history may find it’s no easy matter. You must be at least 18 years of age to get a credit card account in your name alone, and those ages 18 to 21 must prove established independent income. Since the Credit CARD Act of 2009, most college…
Homeowners need to be ready in case anything happens to threaten their household. Sometimes, natural disasters can strike that are well beyond anyone’s control, but there are still steps everyone can take to be ready for any worst-case scenario: Have adequate insurance Homeowners insurance is a must have for anyone with a house, and likewise,…
This Veterans Day, we hope all current and former military service members will take advantage of the professional services available to help them establish and improve their credit, become homeowners, and balance their household budgets. For our armed forces, it’s not always easy to achieve financial security. Military personnel face special challenges that others don’t….
Halloween is one of those holidays where people love to decorate and customize their homes for the season. The National Retail Federation (NRF) writes that consumers in the US will spend $2.7 billion on decorations this year, even more than the $2.6 billion they will spend on candy. Add in 3.2 billion for costumes and…
To rent or buy? If the question of renting vs. buying a home has crossed your mind we encourage you to consider the benefits of homeownership. However, the advantages of owning vs. renting are different for everyone. If you’re not already a homeowner, then it’s always time to be thinking about when to buy your…
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