As our nation seeks to get everyone back to work without worsening the coronavirus pandemic, many people are snatching up used cars so they can have safe transportation to their jobs – not just safe in sense of being free from auto accidents, but safe from COVID-19. This fall, some people aren’t looking to go…
Posts By: Melinda Opperman
We talked to Ingrid Case of AARP.com last year for an article, “3 Steps to Help You Get Out of Debt.” In the article, we talked about the growing number of older debtors who are coming to us for help. Because retirees have smaller earning power and less time to grow their savings, their debt…
September is National Preparedness Month Every year, September is designated as National Preparedness Month. This year the month has special significance because we are all still going through a national emergency in the form of a pandemic. COVID-19 has underscored for us all how crucial it is to always be prepared in the event of…
There are many budgeting methods people can use to effectively manage their money. For many of the people we help, the toughest part is knowing how to start. By using some easy, free budget worksheets, anyone can get started on the road to financial freedom right away. Creating a budget or spending plan is a…
Unemployment continues to a major issue right now, with 31 million people collecting some sort of unemployment benefits [source]. When people’s incomes are interrupted, they often turn to us for help with their debts. It’s a good move to address your debts if you find yourself unemployed, but there are other targeted steps to take…
It seems like every aspect of our lives has gotten more complicated during the COVID-19 pandemic. Even preparing meals for your household is no simple matter; you want to avoid extra trips to the store while keeping your food spending under budget. With the world still struggling to contain outbreaks of coronavirus, more people are…
School is going to look different this year for many families. Some cities are planning to delay the start of the school year. Others are beginning with remote learning and a plan to transition to on-site education later in the school year. Many school districts are testing a hybrid learning plan, where students work from…
With the COVID-19 pandemic continuing to affect most Americans, families’ normal summer vacation plans have been interrupted. During this difficult time, many families are considering staying home to avoid exposing anyone to the coronavirus or spending extra money on vacations. That means most people won’t be traveling this year, and if you want to squeeze…
During the COVID-19 pandemic, many parents are faced with the challenge of taking direct control of their kids’ education. More people are homeschooling than ever before, whether they intended to or not. We know there are a lot of subjects to cover and things to think about, but this situation presents an opportunity to teach…
While our economy is rocked by the COVID-19 pandemic, many people’s incomes have been disrupted. Whether due to layoffs, reduced hours, or furloughs, the need to stay home has caused tremendous financial hardship for individuals. Read More: COVID-19 Pandemic Guidance and Financial Assistance One potentially scary outcome of the situation is the need for people…
If you attempted to become a homeowner but were discouraged, your next steps are very important. Maybe your loan application was denied or there were problems with the property that caused the home purchase to be cancelled. Whatever happened to discourage you from completing the journey to homeownership, stop and plan your next moves carefully….
For many people, the toughest step toward building credit is the first one. Going from having no credit whatsoever to having established credit can seem impossible, but there are multiple ways to get started toward a healthy, personal credit rating. Be Careful Before you get started, understand that this is a very important time in…
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