With the COVID-19 pandemic still with us, traditional Black Friday shopping will be complicated this year. Many retailers have stated they will not be open at all on Black Friday, and those who do open their doors will have to deal with the challenge of maintaining social distance and keeping their stores within a limited…
Posts By: Melinda Opperman
If you rent and are unable to pay or continue living in a rental property for other reasons, you might be tempted to simply walk away from the property and stop paying. Especially if you’re experiencing a financial hardship and eviction is a possibility, you might think “If I’m going to be evicted anyway, why…
As technology advances, there are new innovations that can help us organize our finances, save money, and stay caught up on paying our bills. For some people these changes are confusing or difficult to trust. If you have spent decades paying bills by writing checks, it’s hard to transition to paying bills online. But paying…
At credit.org, we’ve worked for years to help a growing number of unbanked Americans. Unbanked people have no checking or savings accounts. Being unbanked leads to extra expenses and difficulties that make managing one’s personal finances riskier; thankfully there are new options to help people without access to traditional banking. Why Some Americans Forego Bank…
Every year, it seems like the holiday shopping season is being pushed earlier and earlier. We find ourselves saying, “It’s not even Halloween yet, and they’re already selling December Holiday decorations!” Related Article: Have a Safe and Budget-Friendly Halloween this Year This year, however, getting holiday shopping done early is essential. Every aspect of our…
In a very unique and sometimes scary year, families are looking to have a safe Halloween. Many traditional holiday activities may be limited, but there are still many ways to enjoy the season without breaking your budget: Tips for Trick-or-treating During a Pandemic Depending on where you live, trick-or-treating may not even be allowed this…
During the current COVID-19 pandemic, a lot of people are in need. Many new service providers have sprung up offering ways to help. Some of them claim to be charitable organizations, but anyone looking for assistance of any kind should be wary of scammers trying to take advantage of the situation. More Resources: Scams to…
More adults in America are living at home with their parents than at any time since the Great Depression, according to a recent study by the Pew Research Center. In fact, the percentage of young adults living with their parents is now over 50%—so if you are an adult living at home, you are in…
As our nation seeks to get everyone back to work without worsening the coronavirus pandemic, many people are snatching up used cars so they can have safe transportation to their jobs – not just safe in sense of being free from auto accidents, but safe from COVID-19. This fall, some people aren’t looking to go…
We talked to Ingrid Case of AARP.com last year for an article, “3 Steps to Help You Get Out of Debt.” In the article, we talked about the growing number of older debtors who are coming to us for help. Because retirees have smaller earning power and less time to grow their savings, their debt…
September is National Preparedness Month Every year, September is designated as National Preparedness Month. This year the month has special significance because we are all still going through a national emergency in the form of a pandemic. COVID-19 has underscored for us all how crucial it is to always be prepared in the event of…
There are many budgeting methods people can use to effectively manage their money. For many of the people we help, the toughest part is knowing how to start. By using some easy, free budget worksheets, anyone can get started on the road to financial freedom right away. Creating a budget or spending plan is a…
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