Homeowners insurance is an absolute must-have, but there are ways to make sure you’re paying as little as possible for this coverage. Even if you’ve already had homeowners insurance for some time, take these steps to reduce your insurance costs: Compare Carefully Whether you’re getting insurance for the first time or renewing for another year,…
Posts By: Melinda Opperman
Student loans are meant to help college students pay for education expenses. Some people get the idea that they can use student loan funds to buy assets; this is a dangerous practice with many downsides. Recently, surveys hit the news suggesting some borrowers are using their student loan money to invest in cryptocurrencies like bitcoin….
If you’re in the market as a first-time home buyer, you’ll probably be concerned about your down payment. There is a lot of conflicting information and advice about how much you really need to have. How can you effectively save the money? How Much Should Your Down Payment Be? You’ll see a lot of advice…
We are here to help keep your credit and private information safe. With the most recent Capital One Data Breach, where more than 100 million Capital One credit card applications and accounts have been affected, we want to make sure that you are keeping your information safe. In light of one of the biggest data…
Moving into a new home can be overwhelming, especially for a first-time home buyer. Luckily professional home buyer coaches don’t stop helping once the home purchase process is complete; we’re here to help with tips and advice to make the home owning process go smoothly too. Move in: There are lots of things you probably…
Summer is usually time when families plan their annual vacations. When the kids are home from school, parents can take a week or two off from work and enjoy the summer weather as a family. But vacations can be expensive. Not everyone is in a position financially to take a trip with the whole family,…
Buying your first home can be an overwhelming process. If you’re not prepared, or if you jump in without taking advantage of all of the expert assistance available to you, you could fall into all sorts of traps. We’re here to offer these 10 first time home buyer mistakes to avoid: Shopping For A Home…
If you’re planning an Independence Day celebration, it will probably involve grilling outdoors while you share the day with friends and family. That can get expensive, though. Once you’ve invited a few more people over, your spending is going to ramp up as you buy more meat for the grill, beverages, and all the accessories…
Homeowners insurance, or hazard insurance, is a type of property insurance that pays for losses related to your home. A homeowner’s insurance policy can include losses to your home, additional living expenses, loss of personal belongings, and liability insurance for accidents that may happen. There are many things that could go wrong for homeowners that…
June is National Homeownership Month; it began in the 1920’s as a “Real Estate Week”, and expanded in 2002 to a national, month-long event. This is a time to celebrate and promote homeownership, and to educate and encourage Americans to take advantage of the many benefits that homeownership brings. Homeownership Month is a great time…
Fathers are an important influence on their children. The lessons they offer can shape their children’s lives in both positive and negative ways. Father’s Day presents a time for dads everywhere to reflect on the lessons they’ve given to their kids. Typically, these lessons involve good manners, work ethic, self-discipline and the like. But money…
When helping people to manage their credit, we often want people to know what their credit score is, and what their credit limit is, so they can gauge how well they’re doing as they work to improve their personal finances. It’s important to start by understanding the meaning of a credit score vs. credit limits….
Take Charge of
Your Finances
Fill out the form below and one of our certified financial coaches will reach out to discuss how to reach your goals within 1-2 hours.
