Have you ever wondered what would happen if you didn’t pay your debts?  At first, the consequences are straightforward, your creditor may report your delinquent debt to the credit bureaus,…

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Having debt can be a good thing. Your credit history – the biggest factor that allows you to purchase big-ticket items like cars and houses – is based around how…

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Debt settlement is often portrayed by settlement companies as a magic bullet for anyone drowning in debt. But the truth is, debt settlement is only an ideal debt solution if…

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Did you know that making debt payments on time plays a significant role in your credit score? Missing a payment can bring your score down several points, and the longer…

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For anyone focusing on all the fun of the big day, it’s also important to talk about the more serious conversations that come with wedding planning. It is vital to…

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There are many situations that may make it hard to pay off your credit card bills or loans, including illness, job loss, or simply missing a few too many credit…

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Earning a college degree paves the way for a successful career and life. While earning a degree can provide new opportunities, recent studies have shown that postsecondary education is a…

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Getting your first credit card is a big milestone for many students and young adults. These symbols of independence are indications that you are financially prepared to accept financial responsibility…

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