Posts By: Melinda Opperman

For the past 14 years, organizations like credit.org have participated in America Saves Week annually. America Saves is a movement that encourages fiscal responsibility, saving, and financial literacy. This event typically happens early in the year; this year’s annual saves week takes place from February 22-26. At credit.org, we’re an active partner with America Saves,…

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This year, Valentine’s Day might feel less romantic than in years past. We’re approaching a full year of pandemic quarantines and lockdowns, and some couples may want to stay safely at home rather than spend a night on the town. However you celebrate Valentine’s Day with your loved ones, we urge you to also take…

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We’ve written about using the Do Not Call list and blocking unwanted phone calls, but did you know there are ways to prevent unwanted postal mail as well? It starts with opting out of prescreened offers. Prescreened credit and insurance offers: what’s good about them? Many companies “prescreen” consumers to make special offers. This is…

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Unwanted phone calls from marketers and scammers, including “robocalls” made by computers, are at an all-time high in the United States. The most recent statistics we have show that over 58 billion robocalls were made in 2019, up 22% from the year prior. Chances are you’ve gotten unwanted calls of this nature. While they’re difficult…

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With the COVID-19 pandemic still with us, traditional Black Friday shopping will be complicated this year. Many retailers have stated they will not be open at all on Black Friday, and those who do open their doors will have to deal with the challenge of maintaining social distance and keeping their stores within a limited…

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At credit.org, we’ve worked for years to help a growing number of unbanked Americans. Unbanked people have no checking or savings accounts. Being unbanked leads to extra expenses and difficulties that make managing one’s personal finances riskier; thankfully there are new options to help people without access to traditional banking. Why Some Americans Forego Bank…

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