Posts By: Melinda Opperman

For majority of people, the most important part of the holidays is celebrating the season with loved ones. This usually means traveling out of town to be with friends and family. If you are planning to leave home for the holidays, it’s crucial to take some steps to ensure your home’s security. An essential thing…

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Saving money before the holidays is a challenge in itself. The demand to spend increases but chances are, your paychecks are the same amount they’ve always been. That said, there are ways to save a bit more by making a few, simple lifestyle changes. Join our 15-day holiday savings challenge and rack up some extra…

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Family and personal finances are a big part of every holiday season. People are buying gifts, preparing holiday meals, and planning all of the changes in their lives that the coming new year might bring. In addition to giving thanks for all we have, we want everyone to engage in some financially sound thinking this…

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Homeowners need to be ready in case anything happens to threaten their household. Sometimes, natural disasters can strike that are well beyond anyone’s control, but there are still steps everyone can take to be ready for any worst-case scenario: Have adequate insurance Homeowners insurance is a must have for anyone with a house, and likewise,…

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This Veterans Day, we hope all current and former military service members will take advantage of the professional services available to help them establish and improve their credit, become homeowners, and balance their household budgets. For our armed forces, it’s not always easy to achieve financial security. Military personnel face special challenges that others don’t….

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To rent or buy? If the question of renting vs. buying a home has crossed your mind we encourage you to consider the benefits of homeownership. However, the advantages of owning vs. renting are different for everyone. If you’re not already a homeowner, then it’s always time to be thinking about when to buy your…

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Since 2010, financial institutions are required to get your permission for overdraft protection, a service that you would opt in to receive.  If you’ve opted in, you will be charged overdraft fees if you exceed your account balance. Many banks and credit unions offer overdraft programs, and these can vary by institution. It might seem…

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