Posts By: Melinda Opperman

Owning a home comes with ongoing responsibilities. Maintenance and upkeep will become a part of every homeowner’s regular routine for as long as they own a house. But it’s important not to look at these maintenance responsibilities as onerous chores—while there is work involved in homeownership, doing necessary upkeep will make your home more valuable…

Read More

Raising your credit score can make a big difference when it comes to getting a loan, and how much that loan will cost you. If you are getting ready to apply for some kind of credit, or you’ve already applied and have been offered less-than-great terms, it might be worth your while to take some…

Read More

When you buy a home, a home inspection is critical to ensure that your home purchase—most likely the largest single purchase you will ever make—won’t come with any unpleasant surprises. A home inspector will give you a report on the condition of the house and all of its systems. This gives you a chance to…

Read More

Back to school time can be financially challenging, whether the students in your life go to elementary school, college, or somewhere in between. It’s critical to budget carefully to get through the early fall and give your students the best start on their academic year. One thing that is important to note about budgeting is…

Read More

Homeowners insurance is an absolute must-have, but there are ways to make sure you’re paying as little as possible for this coverage. Even if you’ve already had homeowners insurance for some time, take these steps to reduce your insurance costs: Compare Carefully Whether you’re getting insurance for the first time or renewing for another year,…

Read More

Student loans are meant to help college students pay for education expenses. Some people get the idea that they can use student loan funds to buy assets; this is a dangerous practice with many downsides. Recently, surveys hit the news suggesting some borrowers are using their student loan money to invest in cryptocurrencies like bitcoin….

Read More

If you’re in the market as a first-time home buyer, you’ll probably be concerned about your down payment. There is a lot of conflicting information and advice about how much you really need to have.  How can you effectively save the money? How Much Should Your Down Payment Be? You’ll see a lot of advice…

Read More

Moving into a new home can be overwhelming, especially for a first-time home buyer. Luckily professional home buyer coaches don’t stop helping once the home purchase process is complete; we’re here to help with tips and advice to make the home owning process go smoothly too. Move in: There are lots of things you probably…

Read More

Summer is usually time when families plan their annual vacations. When the kids are home from school, parents can take a week or two off from work and enjoy the summer weather as a family. But vacations can be expensive. Not everyone is in a position financially to take a trip with the whole family,…

Read More

Buying your first home can be an overwhelming process. If you’re not prepared, or if you jump in without taking advantage of all of the expert assistance available to you, you could fall into all sorts of traps. We’re here to offer these 10 first time home buyer mistakes to avoid: Shopping For A Home…

Read More

If you’re planning an Independence Day celebration, it will probably involve grilling outdoors while you share the day with friends and family. That can get expensive, though. Once you’ve invited a few more people over, your spending is going to ramp up as you buy more meat for the grill, beverages, and all the accessories…

Read More