Posts Categorized: Consumer Tips

We’ve written about using the Do Not Call list and blocking unwanted phone calls, but did you know there are ways to prevent unwanted postal mail as well? It starts with opting out of prescreened offers. Prescreened credit and insurance offers: what’s good about them? Many companies “prescreen” consumers to make special offers. This is…

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Unwanted phone calls from marketers and scammers, including “robocalls” made by computers, are at an all-time high in the United States. The most recent statistics we have show that over 58 billion robocalls were made in 2019, up 22% from the year prior. Chances are you’ve gotten unwanted calls of this nature. While they’re difficult…

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With the COVID-19 pandemic still with us, traditional Black Friday shopping will be complicated this year. Many retailers have stated they will not be open at all on Black Friday, and those who do open their doors will have to deal with the challenge of maintaining social distance and keeping their stores within a limited…

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Every year, it seems like the holiday shopping season is being pushed earlier and earlier. We find ourselves saying, “It’s not even Halloween yet, and they’re already selling December Holiday decorations!” Related Article: Have a Safe and Budget-Friendly Halloween this Year This year, however, getting holiday shopping done early is essential. Every aspect of our…

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This one number makes all the difference to identity thieves… your social security number. When you apply for a job, the application asks for your social security number. When you apply for a bank account, they want your social security number. When you file a tax return, apply for a loan, get medical treatment, apply…

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As you start the home buying process, it’s fairly common to begin researching available homes through the internet and to understand how much buying power you may have through mortgage pre-qualification. We suggest adding one more invaluable component, investing your time in Pre-Purchase Coaching, provided by a certified coach from a U.S. Department of Housing…

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