Prospective college students should expect to be getting acceptance letters throughout the next couple of months. By April, you should have a very good idea which schools have said yes, and you (or your kids) will have some big decisions to make. Recent experience has taught us that paying for college has big, life-long consequences….
Posts Categorized: Consumer Tips
We recently talked about preparing financially for the “worst-case” scenario. By creating a plan for what should happen if you pass away unexpectedly, you can bring peace of mind and make it easier for those you leave behind. But what if the worst has happened, and there was no plan? What do you do if…
Most of us will likely be happy to see 2020 come to an end. A new year represents a fresh start, where things should get better as the pandemic and lockdowns end, and the economy gets going again. But we shouldn’t put 2020 completely behind us. There were some important lessons we learned this year,…
We’ve written about using the Do Not Call list and blocking unwanted phone calls, but did you know there are ways to prevent unwanted postal mail as well? It starts with opting out of prescreened offers. Prescreened credit and insurance offers: what’s good about them? Many companies “prescreen” consumers to make special offers. This is…
Unwanted phone calls from marketers and scammers, including “robocalls” made by computers, are at an all-time high in the United States. The most recent statistics we have show that over 58 billion robocalls were made in 2019, up 22% from the year prior. Chances are you’ve gotten unwanted calls of this nature. While they’re difficult…
With the COVID-19 pandemic still with us, traditional Black Friday shopping will be complicated this year. Many retailers have stated they will not be open at all on Black Friday, and those who do open their doors will have to deal with the challenge of maintaining social distance and keeping their stores within a limited…
Every year, it seems like the holiday shopping season is being pushed earlier and earlier. We find ourselves saying, “It’s not even Halloween yet, and they’re already selling December Holiday decorations!” Related Article: Have a Safe and Budget-Friendly Halloween this Year This year, however, getting holiday shopping done early is essential. Every aspect of our…
The new car you bought 3 years ago for $30,000 is worth just over $15,000 today, and you’re thinking it might be time to trade it in before its value vanishes completely. While getting rid of that used vehicle might seem like the smartest move, you shouldn’t use the last couple of years of depreciation…
In a very unique and sometimes scary year, families are looking to have a safe Halloween. Many traditional holiday activities may be limited, but there are still many ways to enjoy the season without breaking your budget: Tips for Trick-or-treating During a Pandemic Depending on where you live, trick-or-treating may not even be allowed this…
During the current COVID-19 pandemic, a lot of people are in need. Many new service providers have sprung up offering ways to help. Some of them claim to be charitable organizations, but anyone looking for assistance of any kind should be wary of scammers trying to take advantage of the situation. More Resources: Scams to…
As our nation seeks to get everyone back to work without worsening the coronavirus pandemic, many people are snatching up used cars so they can have safe transportation to their jobs – not just safe in sense of being free from auto accidents, but safe from COVID-19. This fall, some people aren’t looking to go…
This one number makes all the difference to identity thieves… your social security number. When you apply for a job, the application asks for your social security number. When you apply for a bank account, they want your social security number. When you file a tax return, apply for a loan, get medical treatment, apply…
Talk to a Coach
for Free
Get advice on options to reduce your debt and improve your credit.
