Holiday expenses have a way of sneaking up on you. Many people will find they aren’t fiscally prepared for the holiday season, and some last-minute savings will be needed to…
Posts Categorized: Credit and Debt
It’s important to save money when shopping for groceries, and there’s a lot of good advice out there on how to spend less when buying food. With recent health, economic…
This Veterans Day, we hope all current and former military service members will take advantage of the professional services available to help them establish and improve their credit, become homeowners,…
Here at Springboard, a former client was excited to tell us that her credit score was 723. That’s a respectable score, and much higher than she expected given her credit history. Another consumer who had recently been the victim of identity theft checked her credit and was ecstatic to learn that her score was right at 800, which is as high a score as anyone needs.
Unfortunately, they had both been misled. Their scores weren’t nearly as good as they thought.
When helping people to manage their credit, we often want people to know what their credit score is, and what their credit limit is, so they can gauge how well…
It’s difficult to get exact answers to this important question. Every expert, credit bureau, and loan officer has a different opinion as to where the threshold between good and poor credit lies.
In addition, “good” can be a relative term. Do we mean “good” as in excellent, or “good” as in “good enough”?
September is National Preparedness Month Every year, September is designated as National Preparedness Month. This year the month has special significance because we are going through some particularly devastating economic…
Credit.org is proud to be accredited with the Better Business Bureau. We’ve been accredited since 1983—meaning that for nearly 40 years, we have earned the community’s trust. We maintain a…
It’s important to prepare thoughtfully for any interaction with a pawn shop. By understanding how that kind of business operates, you can have a successful negotiation if you need to…
If you’re planning an Independence Day celebration, it will probably involve grilling outdoors while you share the day with friends and family. That can get expensive, though. Once you’ve invited…
Each June, we celebrate National Homeownership Month. Across the USA, agencies and individuals recognize the importance of owning a home and acknowledge the many benefits of homeownership while working to…
As we work with people to help them pay off their debts and achieve financial freedom, we see a lot of people taking a “wait and see” approach. Depending on…
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