The CARES Act (Coronavirus Aid, Relief, and Economic Security Act) that was enacted in March calls for direct stimulus payments to most Americans. If you qualify for a stimulus check, you may receive as much as $1,200 and an additional $500 for each qualified dependent. More Resources: Calculate Your Stimulus Payment Many Americans are curious…
Posts Categorized: Credit and Debt
When it comes to budgeting, everyone should find the best budgeting method for them—some people will benefit from spreadsheets, or apps, or keeping a written budget in a journal. For some people, the envelope method is an effective budgeting system. What is the Envelope Budgeting Method? With the envelope method, the budgeter puts together a…
Generally, consumers should use as little credit as possible, and that means having only one or a few credit cards. Knowing that might cause you to wonder, should a retail store credit card be part of the mix? Retail cards might include cards specific to a certain store or family of stores, or to an…
Buying or selling a home is a big decision, and when you make your move is one of the biggest decisions you can make. Knowing how the calendar affects your home ownership transaction will make sure you optimize your buying and selling decisions. The Best Time of Year to Sell There are benefits and disadvantages…
It’s important to save money when shopping for groceries, and there’s a lot of good advice out there on how to spend less when buying food. With the COVID-19 outbreak, it’s especially important to find ways to buy necessary items without leaving home. Some people might think buying groceries online makes it harder to save…
The news surrounding the coronavirus outbreak updates constantly. Consequently, it’s important to create a plan for both your household and your finances to ensure you’ll be ready for whatever challenges you might face. Table of contents: Actions You Should Consider Decide If Your Budget and Cash Flow Need Adjusting Financially Prepare for the Long-haul Cut…
To Our Valued Clients: As we continue to monitor the rapidly evolving situation around the coronavirus disease (COVID-19), we are acutely aware of the impact these events are having on our clients and our communities. In these unprecedented times, it is important that we come together to support all those impacted. As we navigate through…
Amid the ongoing concerns about Coronavirus (COVID-19), it’s important to know how to stay prepared and informed to ensure you and your family members’ safety. How Credit.org Can Help Our top priority will always be the health and safety of both our staff and customers. As such, we are actively monitoring guidelines and reports from…
Besides paying off credit card debt, it’s crucial when setting up your finances to prevent the need to rely on credit cards in the future. That means the first financial goal you should set is to start an emergency savings fund. One of the ways credit card debt builds and becomes unmanageable is through unexpected…
Credit fraud can happen to anyone. It costs the victims time and money, and the perpetrators often escape without consequences. It’s a tough crime to prevent, and can be even tougher to enforce. The best thing you can do to prevent credit fraud is to be vigilant about theft. There are many different types of…
The cost of college has risen steadily and dramatically for decades, leaving many graduates with higher-than-ever levels of student loan debt. New college students and their parents are overwhelmed as the student loan crisis continues to grow. We have some tips on saving for your children’s education that can help reduce student loan debt in…
With the New Year, many people work to improve their financial situation, repay debt, and better manage their money. Like most New Year’s resolutions, people tend to start enthusiastically, then gradually fade as the months go on. We’ve learned that the secret to keeping a resolution is to change your habits for the better. It’s…
Talk to a Coach
for Free
Get advice on options to reduce your debt and improve your credit.
