With the COVID-19 pandemic continuing to affect most Americans, families’ normal summer vacation plans have been interrupted. During this difficult time, many families are considering staying home to avoid exposing…
Posts Categorized: Credit and Debt
During the COVID-19 pandemic, many parents are faced with the challenge of taking direct control of their kids’ education. More people are homeschooling than ever before, whether they intended to…
While our economy is rocked by the COVID-19 pandemic, many people’s incomes have been disrupted. Whether due to layoffs, reduced hours, or furloughs, the need to stay home has caused…
If you attempted to become a homeowner but were discouraged, your next steps are very important. Maybe your loan application was denied or there were problems with the property that…
For many people, the toughest step toward building credit is the first one. Going from having no credit whatsoever to having established credit can seem impossible, but there are multiple…
Good credit depends, in part, on having a healthy mix of loans that you are able to handle successfully—something like a mortgage, auto loan, and a small credit card balance…
Homeownership is the most important financial goal many people will achieve. Through buying a home instead of renting, you can build a unique kind of asset over many years. The…
While the economy is struggling to recover from the COVID-19 pandemic, many people are dealing with debts they incurred prior to the crisis. Specifically, credit card debt creates a special…
As COVID-19 stimulus deposits are sent out, millions of Americans are at risk of delays because they don’t have bank accounts. The challenge of the “unbanked” is one we’ve grappled…
The CARES Act (Coronavirus Aid, Relief, and Economic Security Act) that was enacted in March calls for direct stimulus payments to most Americans. If you qualify for a stimulus check,…
When it comes to budgeting, everyone should find the best budgeting method for them—some people will benefit from spreadsheets, or apps, or keeping a written budget in a journal. For…
Generally, consumers should use as little credit as possible, and that means having only one or a few credit cards. Knowing that might cause you to wonder, should a retail…
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