For many people, the toughest step toward building credit is the first one. Going from having no credit whatsoever to having established credit can seem impossible, but there are multiple…
Posts Categorized: Credit and Debt
Good credit depends, in part, on having a healthy mix of loans that you are able to handle successfully—something like a mortgage, auto loan, and a small credit card balance…
Homeownership is the most important financial goal many people will achieve. Through buying a home instead of renting, you can build a unique kind of asset over many years. The…
While the economy is struggling to recover from the COVID-19 pandemic, many people are dealing with debts they incurred prior to the crisis. Specifically, credit card debt creates a special…
As COVID-19 stimulus deposits are sent out, millions of Americans are at risk of delays because they don’t have bank accounts. The challenge of the “unbanked” is one we’ve grappled…
The CARES Act (Coronavirus Aid, Relief, and Economic Security Act) that was enacted in March calls for direct stimulus payments to most Americans. If you qualify for a stimulus check,…
When it comes to budgeting, everyone should find the best budgeting method for them—some people will benefit from spreadsheets, or apps, or keeping a written budget in a journal. For…
Generally, consumers should use as little credit as possible, and that means having only one or a few credit cards. Knowing that might cause you to wonder, should a retail…
Buying or selling a home is a big decision, and when you make your move is one of the biggest decisions you can make. Knowing how the calendar affects your…
The news surrounding the coronavirus outbreak updates constantly. Consequently, it’s important to create a plan for both your household and your finances to ensure you’ll be ready for whatever challenges…
To Our Valued Clients: As we continue to monitor the rapidly evolving situation around the coronavirus disease (COVID-19), we are acutely aware of the impact these events are having on…
Amid the ongoing concerns about Coronavirus (COVID-19), it’s important to know how to stay prepared and informed to ensure you and your family members’ safety. How Credit.org Can Help Our…
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