As 2018 ends and 2019 begins, the housing market in the US is being affected by rising interest rates. It will be important for home buyers to consider the current…
Posts Categorized: Credit and Debt
Last week, Washington Post reported that Marriott International disclosed a massive data breach in which hackers had access to the reservation systems of many of its hotel chains for the…
The use of credit scores goes back to the 1950’s, but it became prevalent during the 1980’s as a way for lenders to quickly and easily evaluate a potential borrower’s…
The Importance Of Checking Your Credit Score On A Regular Basis You can check your credit report for free once per year at www.annualcreditreport.com, and we urge everyone to do…
We urge everyone to check their credit reports regularly. Anyone can get a free credit report annually from annualcreditreport.com, from each of the three credit bureaus. That means three times…
We want everyone to learn how to read a credit report, and to get in the habit of checking their own credit regularly. You can get a free credit report…
When it comes to boosting your credit score, there are a lot of myths floating around. It’s important to be skeptical and proceed with caution because your financial health is at…
When people are trying to build credit, typically they will use a credit card to establish that they are a good credit risk. They might start with secured cards, or…
In an ideal world, you’d begin your homeownership journey debt free (with a 3-month emergency fund saved, to boot). In the real world, however, debt is a reality, whether it…
Baby steps can make a big goal look much more achievable. A $5 daily savings goal is a small commitment that can have a big impact over time. Following this…
Interest is the price you pay to borrow money. When a lender provides a loan, they make a profit off of the interest paid on top of the original loan…
One way people seek to address their debt is by transferring balances to a new credit card. They might be consolidating multiple cards into one debt, or combining different kinds…
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