Posts Categorized: Credit Counseling

When brainstorming financial goals, many educators and businesses use the SMART goals concept, which was created by Paul J. Meyer and spelled out in his book Attitude is Everything. We think the SMART goals system can be a good tool for debt counseling; any financial goal we recommend should be SMART. SMART stands for Specific,…

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When we talk about homeownership, and how that impacts the health of your credit, we’re usually talking about the mortgage loan. And while a mortgage loan is vitally important to your overall financial health and creditworthiness, there are many more factors involved with homeownership that can affect your credit. Mortgage and other financial data that…

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Credit.org is a U.S. Department of Housing and Urban Development (HUD) approved housing counseling agency.  HUD-approved housing counseling agencies help empower homeowners, homebuyers, and renters to make well informed housing decisions. We have HUD certified housing counselors ready to help. Even if you’ve been previously rejected or denied for assistance, you can and should apply again….

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California’s legislature has passed Assembly Bill 832, which brings relief for renters in California who were exempted from paying rent or being evicted during the COVID-19 pandemic. AB 832 Extends eviction protection for qualifying renters. Now renters are protected until September 30th, 2021—so long as they make a formal declaration of financial hardship and pay…

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