What is Cash for Keys? If foreclosure is imminent, and a lender is considering a deed in lieu of foreclosure “Cash for Keys” may be an option. Under this arrangement,…
Posts Categorized: Homeownership
Buying a home with your partner is one of the most fulfilling purchases you can make. Not only are you going to experience the joy of becoming a homeowner, you’re…
When we talk about homeownership, and how that impacts the health of your credit, we’re usually talking about the mortgage loan. And while a mortgage loan is vitally important to…
If you’re a first time home buyer, the home buying process can be difficult to navigate. We’re sharing this home buying process infographic to help you get started! Click here…
Is it better to buy or rent a home? To make a good decision about whether pursuing homeownership is the right move, right now, it’s important to compare the differences…
Credit.org is a U.S. Department of Housing and Urban Development (HUD) approved housing counseling agency. HUD-approved housing counseling agencies help empower homeowners, homebuyers, and renters to make well informed housing…
As the pandemic winds down, 2021 finds us in a strong seller’s market for home buying. Because we believe that homeownership is a crucial goal for anyone looking to build…
June is National Homeownership Month. We’re always focused on helping to create more successful homeowners, all year round, but June is a special month and we’re eager to help. To…
What is an FHA loan? A Federal Housing Administration insured loan, known as an FHA loan, is backed by the government. Lender requirements for an FHA loan are less stringent…
Back end ratios are used by banks to make loan decisions. What can you do to improve yours?If you are applying for a loan, your debt-to-income ratios, especially your back-end…
A Home Equity Line Of Credit (HELOC) is a revolving loan borrowed against your home’s equity. That means the amount you owe will vary from month to month, like a…
The Home Affordable Refinance Program (HARP) is now in its 5th year, but many homeowners still have questions about it. The current version of HARP, dubbed HARP 2.0, is set…
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