The Home Buying Process The home buying process can be overwhelming, especially for first-time home buyers. We want to give you a quick overview of the process, including some important steps you should do at the beginning of the process. 1. Attend a pre-purchase education course This is a very important first step that too…
Posts Categorized: Infographics
Financial Literacy Month is drawing to a close, and we hope we’ve helped bring everyone a little closer to understanding their personal finances. The NFCC has completed their 10th annual financial literacy survey, and created an infographic with some of their key findings: For more about the NFCC survey, check out their press release…
Bullet Journaling is a popular way to organize your life on paper. People with a lot of to-do lists and day planners have found that keeping a bullet journal is a great way to focus on their goals and track accomplishments. The core of a bullet journal is to start with organization–this is not a…
Credit scores are a huge part of every consumer’s financial life. Whether you can get a place to live, a job, a loan, insurance, or utility services can be affected by your credit report. Your score can affect how much you’ll pay for those products and services as well. With credit and credit scoring being…
It’s difficult to get exact answers to this important question. Every expert, credit bureau, and loan officer has a different opinion as to where the threshold between good and poor credit lies.
In addition, “good” can be a relative term. Do we mean “good” as in excellent, or “good” as in “good enough”?
When was the last time you checked your credit score? Your credit score describes how well you can manage debt and is used by banks to rate how risky you are to loan money to. An excellent credit score can save you thousands of dollars of interest over time while a poor credit score can…