Posts Categorized: Personal Finance

Last updated: 11/22/2017 One law that changed credit card statements was the Credit CARD (Credit Card Accountability, Responsibility and Disclosure) Act of 2009, which required a clear disclosure on the statement about minimum payments. This mandated disclosure must inform the borrower how long it will take to pay off a credit card balance if s/he…

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Over the past few years there’s been a trend online of financial experts recommending credit cards for college students. Is this really a good idea? This strain of advice usually includes some of the following arguments: Why should college students have credit cards: Having credit helps establish a good credit history. Using credit early is…

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In honor of Women’s History Month, we recently wrote about natural advantages women have that can help them manage personal finances. Today we’re talking about the other side of the coin—disadvantages that women need to be aware of when dealing with money matters. Like we wrote before, we don’t want to stereotype anyone, and every…

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If you’re paid bi-weekly on Fridays, then this month might be a 3-paycheck month for you. It happens roughly twice per year for those workers who are paid every other week, and for many of us, it’s like winning a small lottery jackpot.

But rather than squander that occasional 3rd paycheck in a month, use those funds to help bring your personal finances into balance. Here are 5 suggestions for getting the most out of that extra paycheck: