Many student loan borrowers feel helpless in the face of tens of thousands of dollars of student loan debt. There is popular support among them for student loan forgiveness, but there are misconceptions about these programs that need to be cleared up. A recent report from LendEDU found that nearly half of all college students…
Posts Categorized: Personal Finance
We wrote yesterday about the pros and cons of going paperless, and switching from mailed bank & billing statements to electronic ones. If you do decide to make the switch, we’ve got some advice for how to do it: Save a permanent copy. Paper statements are permanent, but some creditors and banks won’t keep your…
More and more banks, creditors and utility companies are urging customers to go paperless and get all of their billing statements online. There are obvious advantages to this kind of arrangement—it’s better for the environment, for one—but there are downsides to consider. Should you go Paperless? Pros: Less waste Easier to gather info at tax…
Charity is a great thing, but people in financial trouble need to be careful with their giving. Consider our advice on sticking to a budget while contributing to charitable causes.
A lot of budgeting for the holidays centers on buying gifts and the like, but holiday meals and gatherings can present a real challenge for those who are trying to get by on a tight budget. We’ve got 6 tips for saving money on this year’s Thanksgiving Dinner: Borrow what you need. Check with your nearby…
Traditionally, credit counseling services see more women seeking counseling than men. We don’t think that means women have a harder time managing their personal finances; on the contrary, it indicates that women more frequently take responsibility for the family budget.
It’s also an indication that women are more likely to seek help when they are struggling with their budget. Thankfully there are many great resources available that are tailored specifically to women. Here are five of the best:
July 4th is when we celebrate our independence, and this year we urge you to make financial independence a top priority. We tend to focus on consumers who are in financial distress, helping them reduce debt and get out of the hole. But to be truly independent financially, we need to usher them further along,…
1. Plan meals and snacks around the four food groups
2. Plan meals for the week
3. Shop once a week for main items
We’ve talked about credit scoring a lot, and even created an infographic to break down “What is a good credit score?”. In that article, we identify 680 as the threshold for “good” credit, meaning a good credit score range is 680-850. As we discussed in a recent article on credit score levels, The ranges vary…
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