Personal Finance Blog

Catch up on the latest credit.org news and personal finance trends.

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Non-Profit Counseling Agency Makes Web Identity Its Public Face Riverside, CA (September 6, 2016) – Springboard Nonprofit Consumer Credit Management, Inc. announced it is changing its consumer facing brand name and will now be known as credit.org. The organization remains committed to its mission of empowering lives through financial education, and this name change more…

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You’ve finally done it! For years you’ve been saving money and keeping your credit record clean, waiting for the right moment to start looking at houses. And now you’ve got enough saved for a down payment and your credit is good enough to qualify for a mortgage. You’ve even been to the bank and started the…

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We believe in our goal of making homeowners smarter; one key to preserving homeownership in the long run is to prepare properly in the beginning. That’s a big part of what National Homeownership Month is about, and it’s an important part of the nonprofit service we provide to the community. Since the housing crisis that…

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From the last mortgage crisis that began in 2008, many government programs were created to help struggling homeowners. Unfortunately, there are also scam artists trying to take advantage of people who may be behind on their mortgages and are looking to avoid foreclosure. Many new companies have sprung up, calling themselves things like “loan modification…

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We’ve been helping people be more financially responsible for over 40 years now. We’ve boiled some of our most common advice down to 10 essential rules: PLAN YOUR FUTURE – Plan for the future, major purchases and periodic expenses. You will not arrive to “financial freedom” parkway, without a road map to guide you. Follow…

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Credit card interest is costing you more than you think. There are two factors that impact how much you are really paying, and both of them add up quickly. Interest Rates The first factor is the most obvious: the interest rate. Naturally, a low rate will cost you less—our numbers indicate a $10,000 balance with…

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