Now more than ever it is important for consumers to view their consumer credit reports. Identity theft is reported to be the fastest growing crime and the number one complaint filed with the Federal Trade Commission www.ftc.gov for the past five years. Many businesses are reviewing consumer credit reports on prospective employees, and insurance companies…
read moreWe’ve talked about ways to spot a loan scam, but if it’s too late to prevent being scammed and you’re already a victim, it’s crucial that you take the right steps to report the crime. 1. Construct a narrative. Start by writing down your story. Include everything you can remember, but try to keep it…
read moreLas Vegas, NV – March 18, 2010 – Springboard Nonprofit Consumer Credit Management, a HUD-approved housing counseling agency, offers a free First-Time Homebuyer class where prospective homeowners can learn what to expect in the home buying process. Springboard’s pre-purchase education class is approved by HUD www.hud.gov, Fannie Mae, and Freddie Mac. Upon completing the First-Time…
read moreSetting goals is a crucial part of obtaining financial freedom. We stress goal-setting with all of our clients, and here we offer 7 steps to ensuring you will be successful in achieving your goals. When we educate consumers about achieving financial freedom, goals come up early and often.
read moreThis debt management article informs you what to do when you fall behind on your auto loan. For most people, reliable transportation is about as important as food and shelter. Unless public transportation is really convenient from your home and work, or these two places are really close together, it would be difficult to live…
read moreThis debt management article will help you understand the public record information contained in one’s credit report. Ideally, you will always be gainfully employed, you will never have a late payment, you will pay off every debt, and you will never owe more than is considered “healthy.”
read moreThis article outlines some essential household budgeting tips and guidelines for you to follow. In 35 years of educating consumers about managing their personal finances and conquering their debt, we’ve seen countless different household budgeting strategies. Here is our best recommendations for managing your household budget. With the economy in turmoil, more experts are proposing…
read moreThese tips are courtesy of HUD (the US Dept. of Housing and Urban Development) here are 11 tips on being a smart consumer when it comes to avoiding loan fraud. Predatory lenders take many forms and prey on people at all stages of homeownership.
read moreCongress officially designated April as Financial Literacy Month, with the goal of increasing public awareness about the importance of financial education in the United States and the serious consequences that may result due to a lack of understanding personal finances. Springboard Non-Profit Consumer Credit Management has spent over 30 years counseling consumers about money, credit…
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