Skip to Content Skip to Navigation

Personal Finance Blog

Catch up on the latest credit.org news and personal finance trends.

Find your financial freedom and partner with our experts by reading the latest in personal finance advice and tips!


Many financial experts say one credit card is all any consumer needs. Yes, it’s possible to have multiple credit cards and manage them wisely, but ultimately, the typical consumer should be able to get by with only a single card. However, if you happen to make a lot of purchases online or travel, you may…

Read More

read more

Renting a Room in Your Home

Is there a room in your home that you rarely use, such as a spare bedroom or den? If so, under certain circumstances, it might make sense for you to rent that space out to a tenant, especially if you live in a big city or desirable suburb with high demand for rentals. Renting out…

Read More

read more

Debt Collectors Keep Calling Me! No one likes getting calls from debt collectors. Owing money to a group of strangers who have all of your personal information can be frightening and stressful. But why do debt collectors call? You typically only receive collection calls when you owe a debt. Collection agencies buy past-due debts from…

Read More

read more

Simply put, getting a mortgage with bad or even no credit is a challenge, but it doesn’t have to be. With the right help, you can take control of your financial health by improving your credit and getting the best mortgage rates you. What do Mortgage Lenders Look For? When you apply for a mortgage,…

Read More

read more

Marrying Into Debt

Wedding vows often involve some version of a promise to support each other “for richer or for poorer.” If you’re newly engaged, you’re probably bubbling over with emotions about intertwining your life with another person’s. But what if your future spouse’s debt adds nervousness to the excitement? I can relate. In my case, I was…

Read More

read more

Despite your best efforts, you might face obstacles that prevent you from fulfilling financial obligations and other promises. Suffering from an injury, losing a key source of income, or making an emergency payment can throw a wrench in your carefully thought-out budget. If struggling to resolve outstanding debts, consider writing a hardship letter. These letters…

Read More

read more

Creating your own get-out-of-debt plan truly is possible. With some fundamental changes to your lifestyle, you can get out of debt fast even with a low income. However, turning around your financial situation doesn’t happen without some work. It requires commitment, planning, and strong self-discipline. But luckily, it gets easier over time as you build…

Read More

read more
Close

Get The Financial

Advice That Is Right For You


Build Your Credit.
Get Out of Debt.
Own A Home.

One of our Financial Coaches will contact you to discuss the path to reaching your financial goals.

Speak to a Coach Now 800.431.8157
Hours of Operation Monday through Friday 7am to 7pm (Pacific)