The HAFA program expired in December 2016 and is no longer available. Taking effect on April 5, 2010, the government’s Home Affordable Foreclosure Alternatives (HAFA) program is intended to provide…
read moreHow to Stop, Avoid or Survive a Home Mortgage Foreclosure Before You Are Late On Payments You may be current on your payments, but see some red flags — your…
read moreHomeownership comes with many responsibilities. You’ll be obligated to pay more taxes, maintenance and upkeep, insurance, prepare for emergencies, keep financial records, and more. It’s natural for us to constantly…
read moreHere are some general tips and advice for those who are considering or who have already started on the loan modification process: Take advantage of professional nonprofit help. A HUD…
read moreOne often hears about deferments and forbearances when dealing with student loan debt. However, housing and mortgage-related debt can also benefit from these options, if the lender offers. These options…
read moreEvery day, thousands of people are denied when they apply for home loans. While the law requires lenders to provide a free credit report & score to the borrower along…
read moreAs a nonprofit HUD-approved housing counseling agency, credit.org has compiled important information you need to know about the new regulations. All the key compliance information you need to know is…
read moreWhat is a HELOC reset? In the years 2004 to 2007 the majority of home equity lines of credit (HELOC) loans were originated for homeowners. Typically a HELOC only requires…
read moreThe HARP program expired in December 2018 and is no longer available. Speak to one of our certified coaches to discuss other options that may available to you. HARP Program…
read moreIf you’re facing foreclosure, then our nonprofit housing counselors can possibly help you qualify for homeowner assistance programs. For more information, call credit.org at (800) 294-3896. If you have been…
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