Did you know that making debt payments on time plays a significant role in your credit score? Missing a payment can bring your score down several points, and the longer you put off making payments, the more your credit suffers. Late payments bring on a slew of penalties, including: Late fees Increased interest rates Higher…
read moreIt’s no secret: whether you’re an incoming college student or their lucky parents, tuition payment strategies are an important topic before school starts. Student loans are becoming one of the largest types of debt in the nation. For most people, they are often necessary to receive a college education. If you’re not careful, student debt…
read moreHomeowners insurance is an absolute must-have, but there are ways to make sure you’re paying as little as possible for this coverage. Even if you’ve already had homeowners insurance for some time, take these steps to reduce your insurance costs: Compare Carefully Whether you’re getting insurance for the first time or renewing for another year,…
read moreFor many people, heading off to college is the perfect time to learn financial basics. Because you can experience the real world while parents oversee from afar, it’s a safe time to learn all there is to know about personal finance. Budgeting, how to manage your credit score and developing savings habits begin to show…
read moreFor anyone focusing on all the fun of the big day, it’s also important to talk about the more serious conversations that come with wedding planning. It is vital to understand where you both stand on key topics, align on where you want to be in the future and figure out how you plan to…
read moreThere are many situations that may make it hard to pay off your credit card bills or loans, including illness, job loss, or simply missing a few too many credit card payments. And thanks to late fees and high annual percentage rates (APRs), it’s easy to fall into a debt hole. Debt management plans or…
read moreStudent loans are meant to help college students pay for education expenses. Some people get the idea that they can use student loan funds to buy assets; this is a dangerous practice with many downsides. Recently, surveys hit the news suggesting some borrowers are using their student loan money to invest in cryptocurrencies like bitcoin….
read moreIf you’re in the market as a first-time home buyer, you’ll probably be concerned about your down payment. There is a lot of conflicting information and advice about how much you really need to have. How can you effectively save the money? How Much Should Your Down Payment Be? You’ll see a lot of advice…
read moreEarning a college degree paves the way for a successful career and life. While earning a degree can provide new opportunities, recent studies have shown that postsecondary education is a driving force behind the latest debt trends. To date, an estimated 44.2 million Americans are affected by the modern student loan debt crisis. Of course,…
read moreWe are here to help keep your credit and private information safe. With the most recent Capital One Data Breach, where more than 100 million Capital One credit card applications and accounts have been affected, we want to make sure that you are keeping your information safe. In light of one of the biggest data…
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