Posts Tagged: Blog

We are committed to promoting financial literacy, and we offer a lot of free, online education courses designed to help meet that goal. But what does it mean to be financially literate?

Sometimes having no credit and having bad credit are the same thing in the eyes of creditors. Your answer should be the same in either situation; establish a new credit account and use it very carefully, paying your monthly payments in full and on time.

If you have no luck getting a credit card from a retailer, department store, or gas company, talk to your bank (wherever you keep your savings or checking) and ask for a secured card.

We have often suggested renting out space in one’s home as a strategy for increasing income and cutting housing expenses. Naturally, this is much easier said than done, so we’ve been offering some posts about what goes into renting out part of your house.

Here are some important Dos and Don’ts when renting out space:

Credit cards have become an easy target for Congressional grandstanding and 
regulations, but beneath the widely criticized rates and fees lie many good 
benefits that are usually hidden in the fine print.

Credit cards can provide
 valuable purchase protections and insurance that are unmatched by cash and
 debit cards. Yet more consumers are forgoing these benefits and choosing debit cards 
instead