Posts Categorized: Consumer Tips

With the COVID-19 pandemic still with us, traditional Black Friday shopping will be complicated this year. Many retailers have stated they will not be open at all on Black Friday, and those who do open their doors will have to deal with the challenge of maintaining social distance and keeping their stores within a limited…

Read More

Every year, it seems like the holiday shopping season is being pushed earlier and earlier. We find ourselves saying, “It’s not even Halloween yet, and they’re already selling December Holiday decorations!” Related Article: Have a Safe and Budget-Friendly Halloween this Year This year, however, getting holiday shopping done early is essential. Every aspect of our…

Read More

This one number makes all the difference to identity thieves… your social security number. When you apply for a job, the application asks for your social security number. When you apply for a bank account, they want your social security number. When you file a tax return, apply for a loan, get medical treatment, apply…

Read More

As you start the home buying process, it’s fairly common to begin researching available homes through the internet and to understand how much buying power you may have through mortgage pre-qualification. We suggest adding one more invaluable component, investing your time in Pre-Purchase Coaching, provided by a certified coach from a U.S. Department of Housing…

Read More

For most Americans, owning your own home is a dream that can come true. At credit.org, we’ve always advocated that homeownership should be part of your long-term financial plan, helping to build overall wealth and stability while improving your financial security during retirement years. Making the decision to pursue and ultimately become a homeowner is…

Read More