Posts Categorized: Consumer Tips

This one number makes all the difference to identity thieves… your social security number. When you apply for a job, the application asks for your social security number. When you apply for a bank account, they want your social security number. When you file a tax return, apply for a loan, get medical treatment, apply…

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As you start the home buying process, it’s fairly common to begin researching available homes through the internet and to understand how much buying power you may have through mortgage pre-qualification. We suggest adding one more invaluable component, investing your time in Pre-Purchase Coaching, provided by a certified coach from a U.S. Department of Housing…

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In September 2017, it was announced that Equifax, one of the three major credit bureaus, had been hacked, leaving 145 million consumers and their personal data—half of the adult U.S. population—potentially exposed. Even if you have never requested a credit report from Equifax—or had never heard of the company until news of the breach—your private,…

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For most Americans, owning your own home is a dream that can come true. At credit.org, we’ve always advocated that homeownership should be part of your long-term financial plan, helping to build overall wealth and stability while improving your financial security during retirement years. Making the decision to pursue and ultimately become a homeowner is…

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Whether it’s spring cleaning or your regular household chores, there are ways to make housecleaning a boon to your budget. Start with the supply closet Before a big cleaning project gets underway take stock of your cleaning supplies. Make sure you don’t buy anything you already have by cleaning out the supply closet and organizing…

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