Posts Categorized: Credit and Debt

Interest rates play a central role in our financial lives, but sometimes it’s confusing to sort them all out. You might pay 3.5% interest on your auto loan, 4.5% on a home loan, and 13% on your credit cards. Meanwhile, your savings account is earning a paltry 0.5% in interest. On top of that, there’s…

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If you’re like the majority of U.S. taxpayers, you’ll soon have a tax refund check burning a hole in your pocket (if you haven’t received it already). What next? Using your refund wisely can accelerate your progress toward important financial goals. Here are our top suggestions to make the most impact with your tax refund….

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Getting ready to file your tax return? Review these guidelines and take action where appropriate to make the most of deductions and get your return processed as smoothly and efficiently as possible. Make Any Last-Minute Traditional IRA Contributions The deadline for tax-deductible 401(k) and HSA contributions has already passed. You still have until April 17,…

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The common element of a successful Debt Management Plan (DMP) is the payoff of excess and oftentimes very unmanageable debt. No two people have the exact same circumstances that created the debt or how they reap the multitude of benefits with successfully completing a DMP. With the help of a trusted and certified financial coach,…

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Many financial experts say one credit card is all any consumer needs. Yes, it’s possible to have multiple credit cards and manage them wisely, but ultimately, the typical consumer should be able to get by with only a single card. However, if you happen to make a lot of purchases online or travel, you may…

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