Posts Categorized: Credit and Debt

Saving money before the holidays is a challenge in itself. The demand to spend increases but chances are, your paychecks are the same amount they’ve always been. That said, there are ways to save a bit more by making a few, simple lifestyle changes. Join our 15-day holiday savings challenge and rack up some extra…

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This Veterans Day, we hope all current and former military service members will take advantage of the professional services available to help them establish and improve their credit, become homeowners, and balance their household budgets. For our armed forces, it’s not always easy to achieve financial security. Military personnel face special challenges that others don’t….

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Life happens fast. Weddings, medical expenses, and home projects can appear out of nowhere, and you might have trouble finding the funds to pay for it all.  Before you rush to take out a second mortgage or pile the purchases on a high-interest credit card with a spending limit, you may want to consider taking…

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Have you ever wondered what would happen if you didn’t pay your debts?  At first, the consequences are straightforward, your creditor may report your delinquent debt to the credit bureaus, leaving a mark on your credit report and affecting your credit score.  If you continue to miss payments, your creditor may deem your loan “bad”…

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Good Debt Vs. Bad Debt

Having debt can be a good thing. Your credit history – the biggest factor that allows you to purchase big-ticket items like cars and houses – is based around how well you handle your debt. That said, many Americans are living with more “bad debt’ than what’s considered “good debt.” According to the Northwestern Mutual’s…

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