Posts Categorized: Credit and Debt

Credit cards have become an easy target for Congressional grandstanding and 
regulations, but beneath the widely criticized rates and fees lie many good 
benefits that are usually hidden in the fine print.

Credit cards can provide
 valuable purchase protections and insurance that are unmatched by cash and
 debit cards. Yet more consumers are forgoing these benefits and choosing debit cards 
instead

Now more than ever it is important for consumers to view their consumer credit reports. Identity theft is reported to be the fastest growing crime and the number one complaint filed with the Federal Trade Commission www.ftc.gov for the past five years. Many businesses are reviewing consumer credit reports on prospective employees, and insurance companies…

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Congress officially designated April as Financial Literacy Month, with the goal of increasing public awareness about the importance of financial education in the United States and the serious consequences that may result due to a lack of understanding personal finances. Springboard Non-Profit Consumer Credit Management has spent over 30 years counseling consumers about money, credit…

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