Posts Categorized: Credit and Debt

When it comes to budgeting, everyone should find the best budgeting method for them—some people will benefit from spreadsheets, or apps, or keeping a written budget in a journal. For some people, the envelope method is an effective budgeting system. What is the Envelope Budgeting Method? With the envelope method, the budgeter puts together a…

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Generally, consumers should use as little credit as possible, and that means having only one or a few credit cards. Knowing that might cause you to wonder, should a retail store credit card be part of the mix? Retail cards might include cards specific to a certain store or family of stores, or to an…

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It’s important to save money when shopping for groceries, and there’s a lot of good advice out there on how to spend less when buying food. With the COVID-19 outbreak, it’s especially important to find ways to buy necessary items without leaving home. Some people might think buying groceries online makes it harder to save…

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The news surrounding the coronavirus outbreak updates constantly. Consequently, it’s important to create a plan for both your household and your finances to ensure you’ll be ready for whatever challenges you might face. Table of contents: Actions You Should Consider Decide If Your Budget and Cash Flow Need Adjusting Financially Prepare for the Long-haul Cut…

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To Our Valued Clients: As we continue to monitor the rapidly evolving situation around the coronavirus disease (COVID-19), we are acutely aware of the impact these events are having on our clients and our communities. In these unprecedented times, it is important that we come together to support all those impacted. As we navigate through…

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